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What is good insurance for an electric car?

Are you looking for car insurance for your electric car? Car insurance for electric cars is generally more expensive than car insurance for petrol, diesel or gas vehicles. This is because you often pay more for an electric car because the battery is relatively expensive. What should you pay attention to when getting a car insurance for your electric car?

Electric car insurance

The most popular car insurance for an electric car is an all-risk insurance. A fully electric battery is a very expensive battery. Also, to repair your car is often more expensive than for example a hybrid car. That is why all-risk insurance is a wise choice. With this insurance, you are insured for the high costs in case something happens to your car.

In addition to all-risk insurance, there are two other types of coverage in auto insurance. These are the third-party coverage and the limited liability coverage. For electric cars, these coverages are not often chosen because with these coverages, damage to your own car in the event of an accident is not compensated.

Electric car insurance

Different types of electric cars

Broadly speaking, there are three types of cars that run wholly or partly on electric power. The different types are briefly discussed below.

Fully electric

A fully electric car only has an electric motor. This means that you drive entirely on electricity. They do not emit any harmful substances while driving. You cannot drive long distances with an all-electric car. After the battery is empty, it takes a long time to fully recharge it. Depending on the model, you can drive between 150 and 550 kilometres with an all-electric car. After that, you will have to recharge the car.

Range extender

Electric cars with a range extender also run entirely on electricity. The difference is that these cars have a small fuel engine on board. This can be used when the power is running out. The fuel engine recharges the battery. In this way, you do drive electrically, but the electricity is generated using petrol or diesel.

Plug-in hybrid

A hybrid car has two different motors, an electric motor and a fuel engine. A plug-in hybrid is said to exist when the batteries can also be charged from a wall socket. With a plug-in hybrid, you can drive longer distances electrically. When the power is gone, you continue to drive on the fuel engine.

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Tesla car insurance

You can get insurance for electric cars from most insurers. With a Tesla, the situation is different because the built-in tracking system on a Tesla is usually not sufficient. A built-in tracking system allows you to track your car in case of theft. Because of this, many insurers do not want to insure a Tesla. At Alpina Insurance, however, it is possible to get Tesla car insurance.

Do you have any questions? Then get in touch with us. We will be happy to help you! We are available from Monday to Friday from 08:00 to 18:00 on telephone number 088-6883700.

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