What does WAM insurance cover?

Under this law, the term “motor vehicles” is defined quite broadly. For simplicity’s sake, you can assume that your car is covered under the WAM. So, have you bought a car? If so, don’t forget to take out the take out the legally required WAM insurance. You risk substantial fines if you are not covered by WAM insurance. And if you are involved in an accident without WAM insurance, the damages may be recovered from your personal assets. This can result in significant costs.

If you’re not sure whether you have WAM insurance, it’s a good idea to check usingthe RDW license plate lookup. Enter the license plate number and click the “Retrieve Data” button. Under the “Vehicle Status” bar, you’ll then see whether your car is covered by WAM insurance.

No WAM insurance

Don’t have WAM insurance? That means you’re taking a significant risk. If you cause damage to another person or another vehicle with your car, you’re not covered. This means that without WAM insurance, you’ll have to pay for the damage yourself. These costs can be quite high. In addition, there are legal penalties you must take into account if you drive without WAM insurance.

Fine for Driving Without Insurance

Under Article 30 of the Motor Vehicle Liability Insurance Act, you risk a fine or even imprisonment if you do not have WAM insurance. How much could this fine be? The RDW can impose a fine of around €400.00. The RDW keeps track of whether your car is insured. If it is not, they will eventually send you a fine on their own initiative. In addition, you may receive a fine from the police if you are stopped while driving an uninsured vehicle. In every respect, therefore, it is unwise to drive without WAM insurance. It is prohibited by law and poses significant risks to yourself and others.

Take Out WAM Insurance

Not sure if you have WAM insurance? Check to be sure. Would you like to take out a WAM insurance policy? Make sure to submit all the requested information as accurately as possible. You can easily take out WAM insurance with Alpina. Calculate your premium here.

Do you have any questions about this topic? Alpina is here to help.

We hope this article has helped you better understand the topic of WAM insurance. Do you still have questions after reading this article? Please don’t hesitate to contact us. Fill out our contact form or call us directly at 088 – 688 3710. Our specialists will be happy to assist you. You can also calculate your premium right away on our website.