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What cover do I need to take out for a caravan older than ....

When taking out caravan insurance, you have a choice of different coverages, including, for example, daily value coverage or new-for-old value coverage. When choosing coverage, the age of your caravan plays a particularly important role. A new caravan is often covered differently than an older caravan. At Alpina.nl we are happy to explain which coverage is best for your caravan.

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caravan more than

5 years?

For newer caravans, up to approximately 5 years, you can take out a caravan insurance with new value coverage. This is comparable to an all-risk caravan insurance. In case of the following damages the new value will be paid:

  • Damage caused by fire, explosion, self-ignition, lightning strike, storm and hail
  • Theft of the entire caravan
  • Damage caused by collision, overturning, running off the road and skidding

The following damages are also covered:

  • Glass damage to the awning caused by storm or fire
  • Damage caused by inherent vice

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10 years?

For somewhat older caravans, from approximately 5 to 15 years old, you can take out a caravan insurance with daily value coverage. You are then insured for:

  • Damage caused by fire, explosion, lightning strike, self-ignition, storm and hail
  • In case of theft of the caravan, you will be paid the current value

You can also insure collision damage. You have to mention this separately when you take out the caravan insurance.

20 years?

You are not obliged to have caravan insurance. If you cause damage to someone else with your caravan, while towing the caravan with your car, it is covered by your car insurance. However, damage to your caravan is not insured. For very new or expensive caravans, it is always wise to take a caravan insurance. If your caravan is a bit older, you can also ask yourself if you can bear the risk of damage yourself. This is entirely up to you. However, caravan insurance is not very expensive, for a few tens of euros a month you can already take out a caravan insurance. Maybe you will never need the caravan insurance, but then you will be insured in case of a large damage.

Get caravan insurance through Alpina!

Whether you want to insure a caravan that is 5, 10 or 20 years old, we always have a suitable caravan insurance policy at Alpina. Start by comparing caravan insurance. This way you can already calculate an indication of the premium.

Do you have any questions or would you like to consult with one of our insurance experts? Then don't hesitate to contact us! You can reach us Monday through Friday, from 08.00 to 18.00 on 088 - 6883700. You can also send us a message with your question. You can do this via e-mail, WhatsApp or Messenger. We will answer your question as soon as possible!

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