Is theft from the garage also covered by contents insurance?
With contents insurance, you make sure that the contents in your home are insured in case of damage and theft. However, some people also have a garage at their home in which they keep some of their contents. Suppose there is a break-in and the thieves steal a car or expensive tools. Is a garage also covered under home contents insurance? We tell you.
Taking out household contents insurance? Calculate the premium!
Theft from garage: covered on contents insurance?
If you purchase contents insurance, not only is your home insured, but also any outbuildings at the same address, such as a garage or shed. So if you have a garage at your home, it is simply co-insured on your contents insurance. The same goes for belongings in your garden. The basic coverage of contents insurance usually includes water damage, fire damage, theft, burglary, collision and falling trees. Thus, theft from your garage is covered under the basic contents insurance coverage.
Taking out household contents insurance? Calculate the premium!
Theft contents insurance
Contents insurance provides standard coverage for theft and burglary. Most insurers also reimburse damage caused by the burglary, such as if the burglars smash a window or break a lock. Do you keep valuables in your garage? If so, consider taking out valuables insurance. By valuables we mean not only art, antiques and expensive jewelry, but also a modern laptop, expensive musical instruments and expensive film and photographic equipment. A garage is not always used to store the car, but sometimes also to store sports equipment or toolboxes, for example. Always look carefully at your insurer's policy conditions regarding theft. This way you can be sure that the things in your garage are properly insured.
What should I do in case of theft from my garage?
Has your garage been broken into? The most important thing is to always report burglary and theft to the police. You can then report the damage to your home contents insurer. Do you have contents insurance through Alpina? Then please contact us and we will help you.
Take out contents insurance through Alpina
At Alpina.nl you can easily compare household insurance policies. After entering a few details, a number of insurance policies will appear, tailored to your needs, with the corresponding premiums and policy conditions. Always check the policy conditions to see what your insurer says about garage coverage. Have you found a suitable home contents insurance? Then you can purchase it directly online.
Also look into building insurance for your home or liability insurance. If you purchase multiple policies from the same insurer, you can take advantage of package discounts. Do you have any questions about home contents insurance? You can reach us Monday through Friday between 08:00 and 18:00 on telephone number 088-6883700.
Check out our frequently asked questions on home contents insurance.
Never underinsured
Put together your own package
A wide range
We compare all insurers for you, saves time again
Help from our experts
Can't figure it out? Our experts are always ready to help you
We can be reached via chat, WhatsApp, phone or email
Questions? Contact us if you want to know more.
We are here Monday to Friday from 08:00 to 18:00.