Insurance
People often see insurance as a necessary evil. In the event of damage and theft, however, it is nice to be properly insured. In fact, with insurance you buy a form of security. In fact, a well-fitting insurance policy can save you a lot of money. It is usually thought that taking out insurance takes a lot of time, but this is not so bad. At Alpina.nl , we have made comparing and buying insurance very easy. In just 5 minutes you can get a good insurance policy. In this article on Alpina.nl we tell you all about insurance.
What is insurance?
Insurance is a mutual agreement between insurer and insured, in which the insured pays premiums to the insurer to be covered against a particular loss. Insurance can be divided into three different groups: non-life insurance, health insurance and life insurance.
Why buy insurance?
Insurance is basically covering the risk of an unexpected event. Of course, you don't know in advance if and when something will happen, such as a fire in your home or a car accident with damage. If the event has already occurred, there is no longer any point in insuring. After all, you cannot insure a burning house. By taking out insurance you ensure financial security, because the costs can sometimes be high when damage occurs. Consider, for example, a fire that destroys your home or the things in it. If you have to replace everything, the costs can be considerable. Personal injury in an accident can also add up. With good insurance, you don't have to bear the costs alone. If you do not take out insurance, you take for granted that you will have to bear the damage on your own if things are damaged or lost.
Why compare insurance?
The offer in insurance is very large and keeps expanding. Moreover, prices sometimes vary greatly and there are more and more different terms and conditions available. To avoid missing the forest for the trees, you can compare insurance. By comparing insurance, you always choose the insurance that suits you best. Sometimes people choose the cheapest insurance they can find without looking closely at the coverage. However, it is important when comparing that you look not only at the price, but also at the coverage and terms. This is because there can be big differences in coverage. You may find that with the cheapest insurance you are not as well covered as you really want.
What is compulsory insurance in the Netherlands?
Only two types of insurance are mandatory in the Netherlands: health insurance and third-party insurance for a motor vehicle. Taking out health insurance is mandatory for everyone in the Netherlands from the age of 18. Children under 18 are co-insured for free on their parents' health insurance. With health insurance you cover medically necessary health care.
Is there a motor vehicle in your name, such as a car, moped or motorcycle? Then you are obliged to take out at least third-party insurance for the vehicle. With third-party insurance you are insured for damage you cause to another person. The insurer covers liability damages, but damage to your own vehicle is not insured. For this you can take out hull insurance.
Different types of insurance
There are an awful lot of insurance policies. At Alpina.nl , we therefore divide insurance into several categories: Traffic, Home, Travel & Recreation, Care and Animals. Of course, you don't have to take out all insurances. You decide which risks you want to insure and which you can financially bear yourself.
Before buying insurance, it's a good idea to check what insurance policies you already have and whether there might be overlap. For example, you can take out car insurance with roadside assistance, but if you already have separate roadside assistance insurance somewhere else, it is not necessary. This way you avoid double insurance.
Traffic Overview
- Car Insurance
- Van insurance
- Moped insurance
- Moped insurance
- Moped Insurance
- Canta insurance
- Three-wheeled motor scooter insurance
- Disabled vehicle insurance
- Classic car insurance
- MMBS insurance
- Motorcycle Insurance
- Vintage car insurance
- Quad Insurance
- Scooter Insurance
- Mobility scooter insurance
- Moped insurance
- Speed pedelec insurance
- Tesla car insurance
- Temporary car insurance
Living Overview
- Liability Insurance
- Cyber Insurance
- Contents insurance
- Accident Insurance
- Building insurance
- Legal expenses insurance
- Home Insurance
Overview Travel & Recreation
Overview care
Overview animals
Insurance companies in the Netherlands
There are lots of providers in the market for financial products and services. We have made a careful selection with a number of insurance companies we do business with. We have made this selection based on criteria such as premium, but also quality of conditions, experiences with the institution and how a company acts when a claim is made.
Below we give you an overview of insurance companies in the Netherlands.
Purchase insurance from Alpina
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