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Classic car insurance

Classic car insurance

Now with free recovery service
  • To calculate premiums, we need the zip code of the primary driver. For private use, the youngest driver must reside at the same address as the applicant. In case of business use, you can enter the postal code of the company here.
From 25 years of age and above
From 25 years of age and above
up to 7500 km usage
up to 7500 km usage
8.2
Insurance assessment

Your classic car insurance coverage

Third-party liability (mandatory)

  • Free recovery service
  • Damage to others
  • Theft, joyriding and loss
  • Windscreen damage
  • Damage by fire or natural disaster
  • Own damage caused by a collision

WA limited casco

  • Free recovery service
  • Damage to others
  • Theft, joyriding and loss
  • Windscreen damage
  • Damage by fire or natural disaster
  • Own damage caused by a collision

All-Risk (WA+Casco)

  • Free recovery service
  • Damage to others
  • Theft, joyriding and loss
  • Windscreen damage
  • Damage by fire or natural disaster
  • Own damage caused by a collision

Online classic car insurance

You can easily compare your classic car insurance here. You will immediately see which insurance company has the cheapest classic car insurance for you. You can view and compare the policy conditions for each insurance company. Requesting a quote is free and non-binding.

Compare Classic insurance

Enter the registration number of your classic car and calculate a cheap classic car insurance. Take advantage of unique discounts and special rates through Alpina.nl . We have a suitable insurance for every type of classic car.

Buy classic car insurance and get coverage immediately

Have you found your classic car insurance? Then you can purchase it directly at Alpina.nl. Here you can also take out additional coverage, such as accident/occupant insurance, indemnity insurance or legal expenses insurance. Switching to a new classic car insurance is very easy this way. In most cases, you get immediate coverage and are insured on the road. Even at the weekend.

Advantages of classic car insurance

  • Acceptance of classic already from 25 years
  • Premium payment per month possible
  • Premium from € 5.00 per month!
  • Use 5000 or 7500 kilometres possible

Insuring a classic car on the basis of a valuation report

A unique difference between a classic car insurance and a 'normal' insurance is that you can insure the classic car based on a valuation report. The advantage is that during the validity of the appraisal report, the appraised value is guaranteed in case of total loss of your classic car. So you know in advance where you stand.

classic car insurance

When is a car a classic?

With us, you can insure a car as a classic when the car is older than 20 years. We have two types of classic car insurance. There is a 'real' classic car insurance for classic cars that are used as a second car and not for commuting. In addition, the use of the classic car is limited.

Possible coverages for classic car insurance

Legal liability

This is the basic and cheapest old-timer insurance. The damage you cause to third parties with your oldtimer will be reimbursed, but not the damage to your own oldtimer.

Limited cover (WA+ or WA plus)

In addition to third-party cover, damage to your own old-timer is now also covered in the event of fire, theft, storm and window breakage, among other things. Damage to your own old-timer that you have caused yourself (e.g. by a collision) will not be reimbursed.

Full casco (all-risk)

This is the least expensive old-timer insurance. Everything that falls under limited hull is covered, but now all damage to your own old-timer is also covered.

Additional coverings for classic car insurance

Accident insurance

The accidental occupant insurance pays a fixed amount in the event of accidents to the driver and/or passengers.

Damage insurance for passengers

The passenger indemnity insurance compensates the damage suffered by the driver and/or passengers as a result of the accident.

Legal expenses insurance

Legal expenses insurance offers legal advice and expert legal assistance.

Frequently asked questions about classic car insurance

How often can you drive a classic car

A classic car insurance for those classics used only for hobby use. So no commuting or daily use such as shopping. There is also a limit on the number of kilometers you can drive per year. This is usually 5000 or 7500 kilometers per year.

From what year of manufacture is a classic car tax-free?

Road tax is basically mandatory for all motor vehicles. However, an exemption applies to motor vehicles that were put into service at least 40 years ago. In some cases, you then pay no or less motor vehicle tax. For buses and trucks, this exemption only applies if you do not use them commercially. Read more about oldtimer road tax.

Is classic car insurance cheaper?

Yes, classic car insurance is cheaper than regular insurance. This is because you may drive it less and the insurance company assumes that you are also more careful with your classic car.

How old do you have to be for classic car insurance?

In principle, anyone aged 18 and older can get car insurance, including classic car insurance. However, insurers may still apply an age limit of at least 24 years.

What shouldn't you do with a classic?

Daily use such as commuting or running errands is not allowed on a classic car insurance policy. If you do use the classic car for these things you should insure the classic car on a regular car insurance policy.

What is semi-classical insurance?

Semi-classic insurance is for those classics that, in terms of use, type of vehicle or year of construction, do not qualify for "real" classic insurance. The premium for these vehicles also tends to be higher.

What months are you not allowed to drive a classic car?

With classic car insurance, there is no restriction on when you can drive the classic car. So you may drive it every month as long as it is hobby use.

How we work

How does Alpina work?

There are a lot of providers in the market for financial products and services. We have made a careful selection with a number of insurance companies that we do business with. We have made this selection based on criteria such as premium, but also quality of conditions, experiences with the institution and how a company acts when a claim is made. When comparing insurances we look at your personal situation and specific wishes regarding coverage. Alpina makes insurance easy and fast.

Money back guarantee! (14 days)

Your insurance enquiry will be assessed quickly, 24 hours a day, 7 days a week. You can then immediately take to the road with peace of mind. You don't have to worry about your old insurance either. You can cancel it with us directly online.

Supervision

Alpina complies with all legal requirements of the AFM. Thus, we have the necessary licenses and diplomas and we are affiliated with the Financial Services Complaints Institute(Kifid).

 Alpina Plus Package

Recovery service

Alpina works together with 112schade.nl to recover non-covered damage from the other party.
Has someone caused damage to you but you have no coverage on your own policy, then 112schade.nl can help you recover your damage from the other party completely free of charge.

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Calculate the premium of your classic car insurance

Now with free recovery service
  • To calculate premiums, we need the zip code of the primary driver. For private use, the youngest driver must reside at the same address as the applicant. In case of business use, you can enter the postal code of the company here.

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