What is a good legal expenses insurance?
What constitutes good legal expenses insurance depends entirely on your personal situation. The coverage of a legal expenses insurance is not the same for everyone. You can take out different modules, tailored to your personal wishes. But how do you find a good legal expenses insurance? And what exactly do you need to look for? You can read it here.
Compare legal expenses insurances
To find a good legal expenses insurance, it is important to make a good comparison beforehand. You can of course look for the cheapest premium, but to find a good legal expenses insurance it is important to look at the coverage and the policy conditions.
Through Alpina.nl you can easily compare different insurers to find the best legal expenses insurance. Through our online comparison tool this is very easy. First you fill in some personal data, such as your zip code, age and family composition. Then you can choose the modules you want to take out. You also choose the amount of the deductible and the maximum reimbursement of external costs. Then you will get an indication of the premium per month. You can easily add or remove modules to make a good comparison of the costs.
Tips for finding good legal expenses insurance
The best way to find a good legal expenses insurance is by comparing insurances. But what exactly should you look for when comparing? To help you with this, we will give you some tips.
Tip 1: Consider when you really need legal help
The most important thing is to choose modules that suit your personal situation. Of course, you can never know in advance what kind of legal conflict you will get into. It is therefore best to determine in which situations you would like to be properly insured. When is legal assistance really indispensable for you? A good legal assistance insurance is completely attuned to your personal wishes.
Tip 2: Check for overlap with other insurances
You probably already have a number of other insurance policies, for example for your car or home. Therefore, always check whether there is any overlap with other current insurance policies. For example, do you already have legal aid insured with your car insurance? If so, you do not need to take out the Traffic module again, because you will be double insured.
Tip 3: Check whether the insurer applies a waiting period
Many people only think about legal expenses insurance when they become involved in a conflict. Unfortunately, by then it is actually too late, because many insurers apply a waiting period. A waiting period means that you are not covered immediately when you take out the insurance. The waiting period varies per insurer, but is usually 3 to 6 months. There are also insurers who do not apply a waiting period to legal expenses insurance.
Take out good legal expenses insurance directly through Alpina
Are you looking for a good legal expenses insurance? Then use our online comparison tool and take out one now! We have the right cover for every situation at the best premiums. As soon as you enter some personal data and select the desired modules, you will get a handy overview of all legal expenses insurances that meet your requirements. This way, you can see at a glance which insurance is best for you, at the lowest premium.
Do you have any questions about taking out legal expenses insurance? Then please do not hesitate to contact us. Our insurance specialists are ready to answer all your questions. You can call us at any time on +31 (0)88 - 6883700. You can also send us a message via chat, WhatsApp or Messenger.
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