Why legal expenses insurance for students?
You are moving into your room as a student. You enjoy staying in your room in the city. Unfortunately, you end up in an argument with your landlord. Namely, he refuses to do certain repairs. He even threatens to evict you if you say anything about this to anyone else.
What should you do now? Can he really just evict you? Or can you still get your landlord to make the repairs? To answer your questions, you need a lawyer. They will find out in detail to what extent you can obtain your rights.
As a student, you just don't have the financial resources to afford the hourly wage of a lawyer or attorney. To still give you the legal assistance you need, there is legal aid insurance.
But how does this work? And what exactly will you get reimbursed? In this informative blog, Alpina explains it all for you.
Your legal aid on standby with legal expenses insurance?
With legal expenses insurance, you are covered for the costs you incur in hiring a lawyer or legal expert. Almost every insurance company has contracted a number of lawyers and attorneys. When you take out legal expenses insurance, these lawyers and jurists are at your disposal.
Taking out legal expenses insurance? Calculate your premium!
The insurer will put you in touch with a lawyer or attorney. Depending on which one initially proves necessary. Often you will first deal with a lawyer. If he or she does not come out of your dispute, you will be referred to a lawyer. The lawyer will then handle your case and in some cases will also assist you in court proceedings.
In doing so, you are covered for a certain amount of legal aid. For example, you may be covered for up to 10,000 euros in legal aid. If you think you will exceed this amount, you can take out additional insurance or pay the remaining costs yourself.
Legal aid premiums are usually not high. For just a few euros a month, you can have all your legal aid on standby. A year's premium is about the hourly wage of a lawyer and often even less. Legal aid insurance is well worth considering for this reason alone.
What is covered and what is not?
Disputes between two parties are usually covered by legal expenses insurance. Do you have a dispute with your landlord? Then this will be covered by your insurer. Or a conflict with your neighbors? This is also covered by the legal expenses insurance.
What is not reimbursed by legal expenses insurance are legal proceedings that arise because you have committed a criminal offense. However, it is possible in some cases, if you are found innocent, to have certain legal costs reimbursed by the insurer afterwards.
Get your legal expenses insurance through Alpina: simple and affordable
Are you considering legal expenses insurance as a student? Then take it out now through Alpina! Thanks to our different modules, you will always find the right insurance for you. Do you still have doubts or questions about our legal expenses insurance for students? Feel free to contact our customer service. They are ready to answer all your questions.
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