800,000+ customers
92% recommend us
29 branches

What does scooter insurance cost

Have you bought or are you planning to buy a scooter? Then, of course, you want to know how much scooter insurance premium is. However, what scooter insurance costs depends on a number of factors. For example, it depends on the type of scooter and the list value or daily value also strongly determines what you will have to pay per month or per year. In addition, the age of the youngest driver is taken into account. This is because, on average, young drivers incur more damage. Your zip code and the type of coverage you choose also play a major role. Have you accumulated claim-free years? Then you can get a discount on the premium.

To give an indication of the premium, we hereby offer an overview of average costs for someone over 30 with 8 claim-free years, driving a 2009 Vespa, and living in a village:

  • The premium for third-party insurance is about €10 per month
  • WA Theft and Fire coverage is about €20 per month
  • All-risk, or third-party theft, fire and collision insurance, is the most expensive coverage and costs about €27 per month

As described earlier, the premium depends on multiple factors, so this is just an example, and is for guidance only.

Your scooter insurance coverage.

Third-party liability (mandatory)

  • Damage to others
  • Theft and fire damage
  • Damage to own scooter

WA Theft and Fire

  • Damage to others
  • Theft and fire damage
  • Damage to own scooter

WA Theft, Fire and Collision

  • Damage to others
  • Theft and fire damage
  • Damage to own scooter
what-is-a-scooter-insurance

Scooter insurance costs per year

You can determine the payment period for your scooter insurance. This can be by month, quarter, six months or annually. An annual payment is then generally cheaper than a monthly payment.

You don't save by choosing scooter insurance with limited coverage. Save money by comparing insurers. On our comparison site you can compare multiple insurers at once. That way, you can find out which scooter insurance suits you best.
Save on your scooter insurance? Compare premiums!

Average costs scooter insurance per month

What scooter insurance costs per month depends on, among other things, the coverage you choose. For scooter insurance, you have a choice of:

Third-party liability (TPL) insurance is compulsory insurance. This is the cheapest and least comprehensive coverage. This insurance only provides coverage against damage caused to others. Damage to your own scooter is not covered under this insurance.

The cost of scooter insurance with third-party + theft, fire and collision coverage is the highest. This coverage can therefore be compared with the all-risk car insurance. This also covers the costs to your own scooter in case of a collision for which you are at fault.

The average cost of scooter insurance per month varies from a few euros to several tens of euros. This depends on the factors mentioned above.

 

Scooter insurance for a 16 year old

In the Netherlands, you may drive a scooter if you have a scooter license and are at least 16 years old. Make sure the scooter is insured before you ride it. Scooter insurance for a 16-year-old is relatively expensive. This is because the risk for insurers is very high. Also, 16-year-olds have not yet accumulated any claim-free years. Damage-free years give a discount on the premium of a scooter insurance.

Questions about scooter insurance costs

Do you have any questions after reading this information? If so, please contact us. We will be happy to help you! You can reach us Monday through Friday between 08:00 and 18:00.

Also take a look at our frequently asked questions. Here you will find the most frequently asked questions per product.

Cheapest scooter insurance policies 2024

(*Based on a driver aged 50 with WA coverage for a scooter max 25km/h. Second Nationale Nederlanden coverage concerns Nationale Nederlanden - formerly Reaal. The calculation was made in July 2024 using Alpina.nl's comparison tool).
Insurer Cover Monthly premium
Nationale Nederlanden WA €8,42 Calculate premium
Unigarant WA €9,04 Calculate premium
Nationale Nederlanden WA €11,24 Calculate premium

Compare scooter insurance premiums online

High package discount possible

Never underinsured

Put together your own package

A wide range

We compare all insurers for you, saves time again

Help from our experts

Can't figure it out? Our experts are always ready to help you

We can be reached via Chat, Whatsapp, phone or email

Please feel free to contact us if you would like to know more.
We are here today until 18:00

get in touch