What is a WGA gap insurance?

Are you an employer and do you consider taking out a WGA gap insurance? Then you might be looking for some extra information on such insurance.

If one of your employees becomes disabled, as an employer you are obliged to continue paying wages for the first two years. After two years, the employee receives a WGA wage-related benefit. This benefit runs for a minimum of 3 months and a maximum of 24 months. It then turns into a WGA continuation benefit. This is where a WGA gap can occur. There is a WGA gap if the employee receives the WGA continuation benefit, and the total income thereby falls below 70% of his annual insured wage. To protect your employee against this, you can take out WGA gap insurance. WGA gap insurance is an insurance you can take out to protect your employees against loss of income if they become disabled for a long period of time. In this article at Alpina.nl we will tell you more about taking out WGA gap insurance.

Request a quote for a WGA gap insurance!

Benefits of a WGA gap insurance

A WGA gap insurance has several advantages:

  • A WGA gap insurance fills the WGA gap up to the AOW age
  • The insurer offers assistance in the reintegration of the employee
  • WGA gap insurance is a good secondary employment condition for your employees
  • The insurance contributes to the financial well-being of your employees
  • The premium of a WGA gap insurance is tax deductible
  • The benefit is stable in value

Take out WGA gap insurance directly through Alpina

Taking out WGA gap insurance? You can request a no-obligation quote at Alpina.nl . Based on a number of details, we can give you an accurate quote. You can then easily compare the offer yourself.

Do you have any questions about the WGA gap insurance or about the offer? Please contact us! Our insurance specialists will be happy to help. You can call us Monday to Friday from 08.00 to 18.00 on 088 - 688 3700. You can also ask a question via chat, WhatsApp or Messenger.

Request a quote for a WGA gap insurance!

How do we do it?

Last updated: 20-03-2023

Financially certainly.

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