Can I insure my MMBS vehicle?
We regularly receive requests to insure MMBS vehicles. This can be done via a separate MMBS insurance.
What is an MMBS vehicle?
MMBS stands for Motor Vehicle with Limited Speed. This is a passenger car or delivery van that has been approved for 25 km per hour or 45 km per hour. On the outside this looks like a normal car, but there are adjustments to the engine, so that this vehicle will only reach a certain maximum speed.
To drive an MMBS vehicle, you must be 16 years of age or older and have a T driving licence (also called a tractor driving licence).
MMBS vehicles are popular among young people under the age of 18, because you only need a T licence to drive this vehicle. The advantage of such a vehicle is that it has all the comfort and convenience of a car, but you do not need a driving licence to drive it.
How can I turn my vehicle into an MMBS vehicle?
This does not happen just like that and there are also quite a few conditions for this. This procedure goes entirely via the RDW. The vehicle must be officially recertified before it becomes an MMBS vehicle. MMBS vehicles are not subject to registration. For more information about the procedure and the conditions you can consult the RDW website(www.rdw.nl). In recent years, there have been various changes in the rules, as a result of which not every car can be converted to an MMBS vehicle.
Does an MMBS vehicle need to be insured?
Yes, the insurance obligation also applies to MMBS vehicles. At least a third-party insurance must be taken out for this vehicle. Have you not taken out adequate insurance? Then you run the risk of a hefty fine.
Verification of insurance requirements is performed by the police. Since MMBS vehicles do not have license plates, it is not possible for the RDW to perform the check, as they do for all registered vehicles.
The police also check whether you have the correct driving license to drive an MMBS vehicle.
Who can insure my MMBS vehicle?
Insurer De Vereende has options for insuring MMBS vehicles. However, it does not have a standard premium available for this product. Through our website you can calculate an indicative premium for an MMBS vehicle.
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