Code red: Am I insured?

Code red? Then you are strongly advised not to go on the road. If you do, it is of course your own responsibility. The risk of possible damages can increase significantly under code red conditions, think for example of the extreme slipperiness of the past few weeks. How are these conditions interpreted by your car insurance company given that the risk of damage increases?

Reckless driving

Motorists who ignore code red and hit the road anyway are more likely to be guilty of reckless driving, according to insiders. Reckless driving is described as irresponsible and dangerous driving behavior where the risk of damage is greater. It is a fact that insurers exclude damage caused by reckless driving, but code red obviously does not directly lead to reckless driving. So are you insured the moment code red is issued in the Netherlands?