What is expulsion?
An insurance policy can be cancelled. What does expulsion mean exactly?
To cancel means literally to terminate or discontinue. An insurance policy can be cancelled by you or by an insurer.
Royating by yourself
You can cancel an insurance policy at any number of times. In the case of a car insurance, you can do this at the following times:
- If your car is stolen
- If you have sold your car or had it suspended
- At the end of the insurance term
Have you terminated your car insurance? Then you will receive a statement from the insurer stating that the insurance for the relevant vehicle has been cancelled. This used to be a cancellation statement which also included the accrued claim-free years.
Cancellation by the insurer
An insurance company has the right to cancel an insurance under certain conditions. This is also called cancellation and can happen in the following situations:
- If you have committed fraud
- For non-payment; if you do not pay the premium of your car insurance on time, you will receive a reminder from the insurer. If you are 30 days late in paying the premium, the insurer may suspend coverage. If you fail to pay for 50 days or more, the insurer may decide to cancel your car insurance. If this happens, you will no longer be insured.
- In the event of too many claims
Has your car insurance been cancelled by the insurer due to premium arrears, fraud or too many claims? Then you risk a CIS registration. The Central Information System, which is what CIS stands for, is a system in which data about consumers is registered. Stichting CIS looks after the interests of insurers. Insurance companies can consult CIS to obtain, store and exchange information about their customers. It is usually the case that if you have a CIS registration, you will not be accepted by a regular insurance company.
De Vereende
Has your insurance been cancelled and are you not accepted by another insurer? De Vereende is a company that wants to insure special risks where regular companies drop out. De Vereende will always accept the car insurance, but the premium is higher than for a regular car insurance.
Do you have a question? Then take a look at our frequently asked questions first. Here you will find the most frequently asked questions per product.
Do you have a question? You can contact us on weekdays from 8:00 am to 6:00 pm at 088 - 6883700.
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