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De Vereende Car Insurance

In two minutes the best deal including free additional coverage from Alpina.

To calculate premiums, we need the zip code of the primary driver. For private use, the youngest driver must reside at the same address as the applicant. In case of business use, you can enter the postal code of the company here.
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Who is De Vereende?

De Vereende is the company that wants to insure special risks where regular companies drop out. This mainly concerns persons who can no longer obtain insurance with regular companies because they:

  • have driven or caused many damages
  • are in arrears with the payment of premiums
  • have been convicted criminally
  • have been disqualified from driving
  • have committed fraud

Clear, transparent & honest advice for more than 110 years

For more than 800,000 clients, we provide clear, transparent & honest advice.
Based on 3696 reviews 93% recommend us.

We always have opportunities

"Our goal is to place you with a regular insurance company. We also succeed in many cases. If it is not possible, we cooperate with De Vereende."

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photo Laura van Maarschalkerweerd

Laura - Expert Insurance

Expert car insurance for years

Background expert photo Laura van Maarschalkerweerd
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Your car insurance coverage

We'll look at your car, assess the situation and help you choose appropriate coverage.

Third-party liability (mandatory)

  • Free recovery service
  • Damage to others
  • Theft, joyriding and loss
  • Windscreen damage
  • Damage by fire or natural disaster
  • Own damage caused by a collision

WA limited casco

  • Free recovery service
  • Damage to others
  • Theft, joyriding and loss
  • Windscreen damage
  • Damage by fire or natural disaster
  • Own damage caused by a collision

All-Risk (WA+Casco)

  • Free recovery service
  • Damage to others
  • Theft, joyriding and loss
  • Windscreen damage
  • Damage by fire or natural disaster
  • Own damage caused by a collision

Additional coverages for greater security

In addition to choosing the right coverage for your car insurance, you can also compare and purchase various additional coverages.

Recovery service

If you purchase insurance at you get additional coverage for free

Recovery Legal Aid
va. 2 ,24 p/month

Insured of legal help in recovering damages from a traffic accident. At home and abroad.

In some situations, you have to make your claim to the person who caused the damage. Normally this is not necessary with the most comprehensive All Risk insurance. The insurer will pay for the damage to your car itself. If your car is WA or WA limited casco insured, recovering your damages from the other party is not insured. For this you can take out legal assistance insurance. After damage, the insurer will take care of recovering your damages.

Motor Vehicle Legal Assistance
from 1 ,02 p/month

Insured of legal help in traffic disputes. At home and abroad. With the vehicle insured on the policy.

Legal expenses insurance also takes care of recovering damages from the perpetrator, but its coverage is broader than recovery legal expenses insurance. You can also use the insurance in a dispute with a car dealer, for example, or a disagreement with the garage over repair costs. You can even use this insurance for legal help for criminal prosecution due to an accident. However, there may be specific requirements for using motor vehicle legal expenses insurance.

Occupant accidents
v.a. 3 ,54 p/month

Both you and your passengers are insured in case of injury.

Accidental occupant insurance pays fixed amounts in the event of death or permanent disability of the driver and/or passengers. The amounts are agreed in advance in the policy and there is no relationship between the amount paid out and the actual damage suffered. The coverage applies when the occupants are in the car, but also, for example, while getting in and out of the car or while making emergency repairs en route. Material damage is not covered by passenger accident insurance. For this you can take out passenger accident insurance.

Occupant damage
va. 2 ,24 p/month

Both you and your passengers are insured in case of injury and damage to luggage or clothing.

This insurance reimburses the material damage suffered by the driver and passengers as a result of an accident. This damage can include property damage (clothing, luggage, etc.), loss of income, domestic help, transport costs, medical expenses, compensation and funeral expenses. The maximum insured amount per event for all insured persons together is usually around 1 million euros. If you would like a fixed amount in advance in the event of death or disability, you can take out accidental passenger insurance in addition to this insurance.

Frequently asked questions about Vereende car insurance

Refused elsewhere but need car insurance? WA insurance is required by Dutch law and means that you are insured for damage caused to other vehicles. There are also other coverages. Read below the frequently asked questions about Vereende car insurance.

What coverages are available with Vereende car insurance?

With De Vereende car insurance you can choose from three different coverages, namely:

Third-party liability coverage is mandatory. WA stands for legal liability and provides compensation for damage caused by liability, to the other party. So the damage you cause with your car to third parties will be compensated, but not the damage to your own car.

With limited casco coverage, besides the damage you cause with your car to third parties, damage to your own car by fire, storm, theft or broken windows is also covered. Damage to your car caused by yourself, for example in a collision, is not covered.

All-risk or full collision coverage is the most comprehensive coverage for your car. With this coverage, in addition to everything covered under limited casco coverage, all damage to your own car is also covered.

In general, if another insurer considers the risk too 'large or too heavy', De Vereende will look for an insurance option.

What are the costs of Vereende car insurance

The cost of car insurance with De Vereende is higher than the cost of regular car insurance. In addition you have to take into account that you have to pay the premium at least 3 months in advance, this is also the case with monthly payments. In most cases De Vereende also charges a deposit of on average €175,-. This must be paid in advance. When at the end of the insurance no damage has occurred, this amount will be refunded to you.

The advantage of De Vereende is that your insurance will always be accepted.

What additional coverages are available?

In addition to the standard coverages, there are additional coverages you can take out. Accident/occupant insurance and passenger indemnity insurance are frequently chosen additional policies. With these insurances you will be paid an amount in the event of damage to the occupants or their belongings as a result of an accident. In addition, you can also co-insure roadside assistance.

Is Alpina a Vereende intermediary?

Alpina is an intermediary of De Vereende. This means that you can purchase insurance from De Vereende with us.

Can you apply for De Vereende car insurance online?

It is possible to apply for car insurance with De Vereende online. We advise you to use our comparison module where you see the results of the regular companies. Choose the company you like and complete the application by filling in all questions truthfully. There is a chance that the company can still accept you at the regular rate. Should this not be the case, we will send you a proposal for De Vereende.

Keep in mind that insurance with De Vereende cannot take effect until you have paid the initial premium.

We can be reached via Chat, Whatsapp, phone or email

Please feel free to contact us if you would like to know more.
We are here Monday to Friday from 08:00 to 18:00.

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