What is the best home contents insurance?
Contents insurance is not mandatory, but it is recommended. Even if you do not have expensive jewelry or a special collection, your household contents together are worth a lot of money. If you have to replace everything at once due to a fire in your home, you will lose a lot of money. So to protect your contents, you can take out contents insurance. But what is the best home contents insurance? We can help you choose!
Best household insurance depends on your personal situation
What is the best household contents insurance for you depends on your personal situation and your needs. Do you want to insure your contents as completely as possible? If so, an all-risk contents insurance policy may be a good choice. You will then be insured not only for fire damage, theft, burglary, collision and falling trees, but also for damage caused by falls and knocks. This means that the costs you incur to prevent or limit damage, such as salvage costs, costs for emergency provisions, clean-up costs, clean-up costs, costs for replacement accommodation, extra living expenses and temporary storage are also covered.
To save on costs, you can combine your home contents insurance with other policies, such as liability insurance. If you purchase multiple home insurance policies from the same insurer, you will receive package discounts.
Taking out household contents insurance? Calculate your premium!
What coverage do you want?
In addition to contents insurance coverage, you can also purchase a number of additional policies, such as out-of-home coverage or valuables insurance. With outdoor coverage, you can also insure your belongings outside the home against damage and theft. This does cover items that are actually meant to be used outside, such as a video camera, a camera or certain sports equipment.
You can also opt for valuables insurance. When we talk about valuables, we often think of antiques, art, jewelry or a special, expensive collection. However, you can also take out valuables insurance for, say, a precious guitar, an expensive laptop or valuable photographic or film equipment.
Be careful not to underinsure or overinsure your contents. If you are underinsured, your insurer will pay out less than the value of your household contents. With overinsurance, you insure your household contents for a higher amount than the value. This way you pay too high a premium for your insurance. Do you not know exactly how much your household contents are worth? With the Content Value Meter you can easily calculate the value of your household contents.
Compare household insurance policies
You can find the best home contents insurance by comparing home contents insurance policies before taking out your policy. At Alpina.nl , you can use our handy online comparison tool. All you have to do is fill in some personal data and a few details about your home. Then you choose the deductible, storm deductible and an amount for out-of-home coverage. You also indicate if you want to include glass and mobile electronics. Then you can start comparing! You will get a handy overview of all household insurance policies that meet your needs. You will also find an indication of the monthly premium.
Get the best home contents insurance through Alpina
Have you found the best home contents insurance? Then you can purchase it directly online! The best contents insurance has coverage that fits your household contents at the lowest price.
Do you still have questions about purchasing contents insurance? If so, please be sure to contact us. Our insurance specialists are available Monday to Friday, from 8 a.m. to 6 p.m. to answer all your questions. You can reach us at telephone number 088 - 6883700. Of course, you can also send us a message via the chat function on our website, WhatsApp or Facebook Messenger.
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