Which motorcycle insurance policy should I choose?
Choosing the right motorcycle insurance is not always as easy as it seems. More and more providers are entering the market, so the selection can be overwhelming. There are also often different coverages and additional options available. So how do you know which motorcycle insurance policy to choose? At Alpina.nl , we tell you what to look for when choosing motorcycle insurance.
What coverage should I choose for my motorcycle insurance?
Which motorcycle insurance policy is best for you to choose depends in part on the coverage you want. With motorcycle insurance, you have a choice of three different coverages: WA, WA limited casco and Allrisk. Taking out third-party coverage for a motor vehicle is required by law in the Netherlands. With this coverage you are insured for damage you cause to another person with your motorcycle. Please note, damage to your own motorcycle is not insured with this coverage. For this you need a more extensive coverage. Think for example of the WA + limited casco motorcycle insurance. This insures your motorcycle in case of theft and fire damage. If you prefer to be insured as extensively as possible you can also choose for All-risk motorcycle insurance. With this, damage to your own motorcycle, for example by your own fault, is also insured.
What additional coverages are available for motorcycle insurance?
In addition to the standard coverage, you can always choose additional options. This way you can compose your motorcycle insurance completely as you wish. Of course, this affects the amount of the premium. The more additional coverage you take out, the higher the premium. There are several options available, such as legal assistance, motor vehicle legal assistance, passenger accident and passenger damage co-insurance.
With some insurers, you can also opt for winter break coverage. With this, damage incurred while riding your motorcycle is not covered during the winter. Usually this applies from December 15 to March 1. Damage caused by fire or theft in the garage is covered. The winter stop coverage is especially useful for motorcyclists who mainly ride during the summer months.
Compare motorcycle insurance policies
After you choose a coverage and additional options, you will get an overview of all the providers that fit your personal needs. But which provider has the best motorcycle insurance? You can find out by comparing on price and content. When comparing motorcycle insurance, there are several premium determining factors, such as:
- Your age
- Your zip code
- The coverage chosen
- Your accumulated claim-free years
By comparing well, you will find not only the cheapest, but also the best motorcycle insurance. In case of damage, of course, you want to be able to fall back on your motorcycle insurance.
Take out your motorcycle insurance directly on Alpina.nl!
After comparing, do you know which motorcycle insurance policy best suits you and your motorcycle? Then you can take out the insurance directly online at Alpina.nl ! This way you can quickly get your motorcycle insured. Do you still have questions? Please contact us! You can reach us by phone at 088 - 6883700 or send us a message via chat, WhatsApp or Messenger.
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