Speed pedelec insurance

A speed pedelec is a bicycle that can go up to 45 km per hour. The speed pedelec is becoming increasingly popular, so we see it more often in Dutch traffic. Such a fast bike is of course ideal for getting to work quickly without a car. The speed pedelec is also ideal for longer bike rides. Do you have a speed pedelec? Then of course you will want to insure it as well as possible. Take out speed pedelec insurance through Alpina.

What is speed pedelec insurance?

Insuring a speed pedelec is mandatory. This is because since 2017 it has officially been regarded as a moped. Therefore, the same rules apply to a speed pedelec as to a moped. This means that you are obliged to take out at least third-party insurance for your speed pedelec. This will insure you against any damage you may cause to others.

Why speed pedelec insurance?

A speed pedelec can go up to 45 km per hour. That is quite fast for a bicycle. At such a speed, you can easily cause damage to another person. For example, if you accidentally collide with another cyclist or if you overlook a pedestrian. You are insured for this with speed pedelec insurance with WA coverage. If you also want to insure your own speed pedelec, you can choose a more extensive cover.

What does speed pedelec insurance cover?

There are three different types of cover for speed pedelec insurance: third-party insurance, third-party + theft and fire or third-party + theft, fire and collision. The third-party insurance is mandatory and therefore forms the basic coverage. You can also opt for a third-party insurance + Theft and Fire. This insures you against theft of your speed pedelec and any accessories. In addition, this coverage also covers damage caused by an attempted theft and damage resulting from joyriding. Finally, damage caused by fire and storm is also insured under this cover. The most extensive cover is WA + Fire, Theft and Collision. This fully insures your speed pedelec.