Speed pedelec insurance
A speed pedelec is a bicycle that can go up to 45 km per hour. The speed pedelec is becoming increasingly popular, so we see it more often in Dutch traffic. Such a fast bike is of course ideal for getting to work quickly without a car. The speed pedelec is also ideal for longer bike rides. Do you have a speed pedelec? Then of course you will want to insure it as well as possible. Take out speed pedelec insurance through Alpina.
What is speed pedelec insurance?
Insuring a speed pedelec is mandatory. This is because since 2017 it has officially been regarded as a moped. Therefore, the same rules apply to a speed pedelec as to a moped. This means that you are obliged to take out at least third-party insurance for your speed pedelec. This will insure you against any damage you may cause to others.
Why speed pedelec insurance?
A speed pedelec can go up to 45 km per hour. That is quite fast for a bicycle. At such a speed, you can easily cause damage to another person. For example, if you accidentally collide with another cyclist or if you overlook a pedestrian. You are insured for this with speed pedelec insurance with WA coverage. If you also want to insure your own speed pedelec, you can choose a more extensive cover.
What does speed pedelec insurance cover?
There are three different types of cover for speed pedelec insurance: third-party insurance, third-party + theft and fire or third-party + theft, fire and collision. The third-party insurance is mandatory and therefore forms the basic coverage. You can also opt for a third-party insurance + Theft and Fire. This insures you against theft of your speed pedelec and any accessories. In addition, this coverage also covers damage caused by an attempted theft and damage resulting from joyriding. Finally, damage caused by fire and storm is also insured under this cover. The most extensive cover is WA + Fire, Theft and Collision. This fully insures your speed pedelec.
Third-party insurance
You are obliged to take out at least third-party insurance for your speed pedelec. A speed pedelec has a number plate, just like scooters and mopeds. For this reason, a speed pedelec falls into the same category as a moped and it is compulsory to take out third-party insurance. This insurance covers any damage caused by your speed pedelec to others.
Third-party insurance for speed pedelecs
The cost of third-party insurance for a speed pedelec depends on a number of things. Namely, there are a number of premium determining factors. These include your age and zip code. The purchase value of the speed pedelec also plays a role. On Alpina.nl you can calculate an indication of the monthly premium. This will tell you exactly what the cost of your speed pedelec insurance will be.
Best speed pedelec insurance
The best speed pedelec insurance should meet your personal requirements. You can choose to insure your speed pedelec only against third-party liability but if you use it a lot for commuting, it may be wise to take out more comprehensive cover. If your bike gets damaged or you need help in an accident, it is good to be properly insured. So think carefully about the situations you would like to be insured for and base your choice of speed pedelec insurance on that.
Third-party insurance
You are obliged to take out at least third-party insurance for your speed pedelec. A speed pedelec has a number plate, just like scooters and mopeds. For this reason, a speed pedelec falls into the same category as a moped and it is compulsory to take out third-party insurance. This insurance covers any damage caused by your speed pedelec to others.
Third-party insurance for speed pedelecs
The cost of third-party insurance for a speed pedelec depends on a number of things. Namely, there are a number of premium determining factors. These include your age and zip code. The purchase value of the speed pedelec also plays a role. On Alpina.nl you can calculate an indication of the monthly premium. This will tell you exactly what the cost of your speed pedelec insurance will be.
Best speed pedelec insurance
The best speed pedelec insurance should meet your personal requirements. You can choose to insure your speed pedelec only against third-party liability but if you use it a lot for commuting, it may be wise to take out more comprehensive cover. If your bike gets damaged or you need help in an accident, it is good to be properly insured. So think carefully about the situations you would like to be insured for and base your choice of speed pedelec insurance on that.
Based on 3143 reviews
How do we do it?
Financially certainly.
We can be reached via Chat, Whatsapp, phone or email
Please feel free to contact us if you would like to know more.
We are available from Monday to Friday from 08:00 to 18:00.