Insuring a Car on the Weekend

Taking Out Car Insurance on the Weekend

Many people buy a new car on the weekend. Do you want to drive your new car home right away and hit the road? Then you’ll need to purchase car insurance on the spot. It can seem complicated to arrange insurance on short notice and outside of business hours. In such cases, you usually can’t call an insurer anymore.

Fortunately, it’s very easy to purchase car insurance online, even on weekends or in the evening. All you need is the license plate number and the registration code. Provided there are no special circumstances or exceptions, you’ll be accepted immediately with provisional coverage.

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Insure Your Car Online: Fast, Simple, and Flexible

Purchasing insurance online offers many advantages: you can do it at any time of day, wherever and whenever it’s convenient for you, without having to worry about office hours. At Alpina, you can purchase car insurance online 24 hours a day, 7 days a week. Compare different providers to find the best coverage and price.

Here's how to easily purchase car insurance online:

1. Compare different insurance companies. With Alpina, you can also compare different insurance companies and choose the best and most affordable option for your car.
2. Enter your information and your car's details. You'll need the license plate number, the car's registration code, some personal information, and the number of claim-free years. The insurance application will be submitted immediately.
3. You will receive (temporary) coverage. After you purchase the insurance, you will receive a confirmation email detailing your coverage.

Insuring a Car on the Weekend: Temporary Coverage

After you submit your insurance application, the insurer must first approve it. Since most insurers are closed on weekends, you won’t receive the policy until the next business day.
In the meantime, of course, you’ll want to be properly insured. That’s why there’s provisional coverage. With this coverage, you’re already insured, but the final approval and policy will follow later. So if you purchase car insurance over the weekend, you’ll receive provisional coverage.

An insurer may initially accept the insurance application right away, but then refuse it at a later date.

Damage During Provisional Coverage

With temporary coverage, you can hit the road with peace of mind. Damage that occurs during this period is almost always covered, as long as you were honest when you applied.

If you ’re involved in an accident while under provisional coverage, it will be treated as if you were already fully insured. The insurer will review the situation and the policy you’ve applied for. Costs for damage covered under the policy will be reimbursed—just as with regular insurance. This way, you can hit the road safely even on the weekend.

What should I do if I don't get temporary coverage?

If you don’t receive provisional coverage, you won’t be insured right away and you shouldn’t use the car yet. It’s possible that your car insurance application could still be rejected even after you’ve obtained provisional coverage. If that happens, we’ll contact you to discuss your options. In any case, do not drive the car on the road.

Is your car uninsured? If so, you risk a €500 fine (offense code A915) from the police if they pull you over. If you cause damage while driving an uninsured car, you’ll have to pay all the costs yourself.

Transferring a License Plate Over the Weekend

You can transfer a license plate number on the weekend at PostNL locations that are open on Saturdays and sometimes Sundays, or online via the RDW website. You’ll need the vehicle registration certificate, the registration code, and a valid form of identification. After payment, you’ll immediately receive a certificate of release. You can then insure the vehicle.