How can I calculate my car insurance premium?

Step 1: Enter license plate information

You can calculate car insurance premiums with our online comparison tool. The first step is to enter your license plate information. Using the license plate number, we can already find out some information about the car, such as the make, model, year of manufacture and fuel type. Don't have the license plate number at hand and don't know it by heart? Then you can also enter these details about the car manually. Even without the license plate number you can calculate the premium. We also need some information about the regular driver, such as the zip code, house number and date of birth. The regular driver is the person who drives the car most of the time. Often the policyholder himself is the regular driver, but it is also possible that you take out the insurance but your partner is the regular driver. You then fill in your partner's details.

Next, enter your accumulated claim-free years. The more claim-free years you have accumulated, the more premium discount you will receive. If you do not know exactly how many claim-free years you have accumulated, we can make an estimate for you online. We do this on the basis of a number of short questions. This way you do not have to look everything up if you only want to calculate the premium.

Step 2: Choosing coverage

Next, you choose coverage for your auto insurance policy. There are three options: WA, WA limited casco and Allrisk. With a WA car insurance you are insured for damage you cause to another person. We call this liability damage. Damage to your own car is not insured with this coverage. You can also choose the more extensive WA limited casco coverage. This includes coverage for damage caused by fire, storm and theft. Finally, there is the all-risk car insurance. This is the most extensive coverage. With this you are also insured for damage to your own car caused by your own fault. Which coverage you should choose depends on your personal situation and the age and value of your car. Of course, there are price differences between the coverages. The more extensive the coverage, the higher the premium.

Step 3: Selecting additional coverages

In step 2, you choose the basic coverage for your car insurance. You can supplement this with additional coverage. This way you can compose your car insurance completely by yourself. You can choose from the following additional coverages:

• Accidental occupant insurance
• Occupant damage insurance
• Recourse legal expenses insurance
• Legal expenses insurance for motor vehicles
• Breakdown assistance

For additional coverages, the more additional coverages you take out, the higher the premium.

Step 4: Calculating and comparing the premium

After filling in all data, you can calculate the premium for your personal car insurance. You will get an overview of all car insurance companies with a suitable offer. You will immediately see what you will pay in monthly premium with which insurer. Then you can start comparing different providers. When comparing car insurance, we advise you to pay attention not only to the amount of the premium, but also to the coverage and policy conditions. This way you avoid that in case of damage you are less well insured than you might think. By comparing well you can easily find the best and cheapest car insurance.

Calculate your car insurance premium directly through Alpina

With us, you can calculate your car insurance premium within 5 minutes. You can do this 24 hours a day, 7 days a week on Alpina.nl Do you still have questions? Then don't hesitate to contact us! You can reach us Monday through Friday from 8 a.m. to 6 p.m. by phone at 088 - 6883700 or send us a message via chat, WhatsApp and Messenger.