What is the best car insurance?
You want the best car insurance for your car at the lowest possible premium. This may seem like a difficult task, but it is possible. By comparing car insurances online, you can find the best car insurance at the lowest premium.
There is no one insurer who is the best car insurance for everyone and for every car. There are too many dependencies for this. Taking out a car insurance is always a custom job. The premium depends on, among other things:
- Desired coverage
- Car weight
- Catalogue value
- Number of claim-free years
- Postcode of the regular driver
Third-party liability (mandatory)
- Free recovery service
- Damage to others
- Theft, joyriding and loss
- Windscreen damage
- Damage by fire or natural disaster
- Own damage caused by a collision
Limited airframe
- Free recovery service
- Damage to others
- Theft, joyriding and loss
- Windscreen damage
- Damage by fire or natural disaster
- Own damage caused by a collision
All Risk (WA+Casco)
- Free recovery service
- Damage to others
- Theft, joyriding and loss
- Windscreen damage
- Damage by fire or natural disaster
- Own damage caused by a collision
Which cover is best for your car?
There are three forms of insurance that you can choose between. For new cars and for cars with a high value, choose WA casco (all-risk), because this car insurance also pays for damage to your own car. Also when the damage is caused by yourself. For older cars they often choose WA limited hull. This policy also pays out for damage to your own car, but only if it is caused by you. Among other things, a payment will be made for damage to your car caused by:
The most limited cover is third party liability. This is the best car insurance for older cars with a low value. The insurer only pays out for damage caused to others. This coverage is also part of the WA cascade and WA limited casco.
Get car insurance? Calculate your premium!
Why not always opt for the broadest coverage?
The best car insurance is of course the one with the widest cover. But the premium for third-party insurance is also higher than for the two more limited forms of insurance. For an older car it is often not worth it to pay a premium of a few hundred Euros or more per year. Moreover, in case of damage, the daily value of the car is used as a basis. This alone is often not enough.
How to find the best and cheapest car insurance?
Actually, it is very simple! You go to Alpina.nl and enter the license plate number of your car and answer a few questions. Within minutes you will know which insurer will give you the cheapest deal with the widest coverage. You can also purchase car insurance online. You will receive an instant confirmation of the application.
Is your car already insured with an (overpriced) insurer? If you took out the insurance one year ago or before, you can terminate the insurance prematurely. The insurer may apply a notice period of one month. In that case, you can also postpone the commencement date of the new car insurance by one month.
Made possible by klantenvertellen.nl
Based on 3343 reviews
We can be reached via Chat, Whatsapp, phone or email
Please feel free to contact us if you would like to know more.
We are here Monday to Friday from 08:00 to 18:00.