Insuring a Car Without a Driver's License

Whentransferringownership, a driver’s license is often used to verify the new owner’s identity, but it’s not required. You can also use an ID card or a passport. These days, you can even transfer car ownership online. You log in with your DigiD, so you don’t needa driver’s licensefor the transfer when using this method either. After transferring ownership, you might be in for a surprise. Not all insurers are willing to insure the car.

Normally, insuring a car is easy. Without a driver’s license, it’s a bit trickier, but don’t panic. Even in that case, you can still compare options and choose thecar insurance policythat best suits your needs in terms of coverage and premium. That’s because our car insurance comparison tool already distinguishes between insurers that do and don’t require a driver’s license. So, even without a driver’s license, you can use the comparison tool to compare and purchase car insurance.

You are not allowed to drive a car without a driver’s license. It is, of course, a criminal offense. Driving without a driver’s license is also prohibited under your auto insurance policy. In that case, your auto insurance will not providecoverage. In the event of damage, the insurer may pay the other party, but the costs may still be recovered from you. Therefore, you won’t be able to list a regular driver without a driver’s license when applying for auto insurance.

A serious traffic violation can result in the loss of your driver’s license. This does not necessarily affect an existing auto insurance policy. Of course, it goes without saying that you are no longer allowed to drive a car without a driver’s license. However, taking out a new auto insurance policy without a driver’s license can be more difficult. When taking out a new car insurance policy, one of the questions you’ll be asked may be: “Have you ever been disqualified from driving?” Losing your driver’s license due to a traffic violation therefore has consequences.