What do I need to consider when taking out moped insurance?
In recent years, the number of mopeds in the Netherlands has risen sharply, so that there are currently about 1.1 million mopeds riding around in the country. Many young people buy a moped, but riding a moped is also increasingly popular among people over 50. All these people want to enjoy their moped without any worries. To be able to enjoy it carefree, it is important to take out a moped insurance so that you are prepared for unforeseen circumstances. In this article you will read more about the moped insurance.
What cover does the moped insurance have
When insuring a moped, there is a standard insurance that is compulsory for everyone: the third-party insurance. In addition, there are 3 other insurances that serve as extensions to the third-party insurance. These insurances are the WA-theft, WA-theft and fire and finally the WA-theft, fire and collision. Choosing one of these insurances depends on how much you want to insure your moped and on its value. The third party theft, fire and collision insurance is for that extra bit of security. This insurance ensures that you are insured for damage to others, theft and fire. In addition, you are also insured for damage to your own moped.
In addition to choosing one of the above-mentioned insurances, you can also opt to take out additional cover for your moped insurance. An example of this is to take out a recovery service with one of the more limited insurances. The recovery service ensures that the costs are recovered from the person who caused the damage. This ensures that you do not have to do this yourself.
When you take out moped insurance, you want to be insured as best as possible at the best price. However, the most expensive insurance is not always the most advantageous. When you have a moped with a low value and you want to insure it with the highest insurance, you will have to pay a higher premium than with a lower insurance or a moped with a higher value. It is important to make this consideration for yourself.
Third-party liability (mandatory)
- Free recovery service
- Damage to others
- Theft and fire damage
- Damage to own moped
WA Theft and Fire
- Free recovery service
- Damage to others
- Theft and fire damage
- Damage to own moped
WA Theft, Fire and Collision
- Free recovery service
- Damage to others
- Theft and fire damage
- Damage to own moped
What to watch out for when taking out moped insurance
When taking out moped insurance, it is important that you take a number of things into account, namely the current value of your moped, your age, where you live, the number of years without claims and the type of moped. Based on these data, the premium you will have to pay for your moped will be determined.
Insure accessories
Most insurance policies offer the option to insure the moped's accessories, and in some cases this is included in the most comprehensive insurance. A moped can have several accessories, such as a helmet and windshield. However, there are more accessories that you can insure with your insurer.
More information about insurance? Check out the options at Alpina!
Do you want to get moped insurance? Then you have come to the right place at Alpina. At Alpina you always get the most complete insurance for the right price. Do you have any questions about insurance? Please contact us or request a free quote.
We can be reached via Chat, Whatsapp, phone or email
Please feel free to contact us if you would like to know more.
We are here Monday to Friday from 08:00 to 18:00.