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How do I insure an electric moped?

The electric moped has become increasingly popular in recent years. Not surprisingly, because there are many advantages to an electric moped. It makes no noise, does not smell and is often cheaper to operate than a gasoline moped. Moreover, it is an environmentally conscious choice. Have you recently bought an electric moped or are you planning to buy one? Then you need proper moped insurance. At Alpina.nl we have a suitable moped insurance for every moped. We tell you all about insuring an electric moped.

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insuring an electric moped

Am I obliged to insure my electric moped?

Yes, as with any moped, your electric moped must be insured at least against third-party liability. This applies to every motor vehicle. As soon as the licence plate is in your name, you can take out moped insurance. With WA insurance, you are insured for damage you cause to others. Damage to your own moped is not insured. If you want to include this insurance, you can also choose for an extended coverage.

Take out moped insurance? Calculate your premium!

Insuring an electric moped: which cover should I choose?

When insuring your electric moped, you can choose from three different types of coverage. Besides the obligatory WA insurance there is also the more extensive WA+ and All-Risk coverage. Which cover you should choose depends on your personal situation and your moped. Electric mopeds are in general a lot more expensive than the average petrol moped. Therefore you may want to consider an extended all-risk insurance.

Third-party cover

The WA-coverage forms the basis of a moped insurance, WA stands for legal liability. With a WA moped insurance, you are insured for any damage you cause to another person. If another driver causes damage to you, you can recover the damage from the other party's liability insurance.

WA+ coverage

This coverage is also called WA + Theft and Fire. Electric mopeds are fairly new, expensive and modern looking. This makes them an attractive target for thieves. Therefore, the WA+ coverage can be a useful addition to your moped insurance. Then you know for sure that you are insured in case of theft.

All-risk cover

The most comprehensive cover for a moped insurance is the all-risk cover. With an all-risk moped insurance you are not only insured for liability damage, fire and theft, but also for damage to your own moped caused by your own fault. If you collide with another driver with your moped and this causes damage, this will be reimbursed by the insurer.

Insure your electric moped directly on Alpina\.nl!

As the proud owner of an electric moped, you want to insure it as best as possible. Before you take out moped insurance, you can use our online tool to compare all insurers. You will get a handy overview of all providers, including premiums and policy conditions. With us you will find the best coverage at the lowest price.

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Calculate the premium for a moped insurance directly!

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  • To calculate premiums, we need the zip code of the primary driver. For private use, the youngest driver must reside at the same address as the applicant. In case of business use, you can enter the postal code of the company here.

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