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What is hull motor insurance?

When taking out an insurance policy, you have the choice between third-party and fully comprehensive car insurance. WA stands for third party liability. This is the basis of your car insurance. You are obliged by law to choose at least a WA-coverage for your car insurance, so that you are insured for damage that you cause to another person with your car. However, you can also choose casco car insurance. This covers damage to your own car as well. There are two types of hull insurance: limited hull and full hull.

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casco car insurance

Carcass meaning

A hull insurance is an insurance for a motor vehicle, not just a car. A hull car insurance compensates for damages to your car that are beyond your control. The damage can also be caused without someone being to blame. For example, damage caused by fire or damage caused by a falling tree in a storm. If you go for the most comprehensive insurance, damage caused by your own fault is also covered.

There are two different types of hull insurance, namely

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When choosing the right hull car insurance, you have a choice of two different coverages: limited or full hull. To help you choose the right coverage, we will briefly explain both coverages.

Limited Casco Car Insurance

A limited hull car insurance covers the following damages:

Any claims you make on the limited case part of the insurance do not affect your claim-free years.

Full Casco Car Insurance

Full hull car insurance is also called all-risk car insurance. A full casco car insurance is the most expensive and the most extensive car insurance you can choose. Besides liability damage and all the mentioned damages, also damage caused by your own fault will be covered. Also when you are to blame for an accident you will get the damage to your own car.

Take out a Casco car insurance policy directly through Alpina

At you can easily compare car insurance, so that you always choose the right insurance. After entering a number of details, you immediately get an overview of providers, including corresponding premiums and policy conditions. You choose the coverage you want. Have you found the right car insurance? Then you can buy it directly online.

Do you have any questions about car insurance? Then please do not hesitate to contact us! We are available Monday to Friday from 08.00 to 18.00 at 030 - 688 37 00 or via chat, WhatsApp or Messenger.

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  • To calculate premiums, we need the zip code of the primary driver. For private use, the youngest driver must reside at the same address as the applicant. In case of business use, you can enter the postal code of the company here.

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