Insurance for entrepreneurs in personal services
Whether you are a hairdresser, beautician, personal trainer or any other service provider, your business deserves the right insurance solutions.
Contact us for tailored adviceHelp from our experts
Unique offer
Low premiums
Clear, transparent & honest advice for more than 110 years
klantenvertellen
Are you an entrepreneur in the personal services industry? Then you probably understand the importance of protecting your business.
Whether you are a hairdresser, beautician, personal trainer or any other service provider, your business deserves the right insurance solutions.
The right insurance policies can help you and your business through unexpected events and setbacks. That way, you can continue to do business carefree.
What risks do you face as a personal services business owner?
As a personal services business owner, you are undoubtedly passionate about what you do. But it's also important to understand the risks your business may face. Consider liability issues, such as a client slipping in your salon or an unexpected allergic reaction to one of the products you use.
There may also be unforeseen situations, such as fire or water damage to your business space, that force you to close temporarily.
In addition, you need to consider the possibility of disability, which can lead to loss of income if you are unable to provide your services.
It is important to think about these risks and ask yourself how you can protect yourself and your business from potential setbacks.
Top 5 insurance policies for personal service business owners
As an entrepreneur with your own business, such as a barbershop, gym or nail salon, your own business is obviously the most important thing. With the right insurance, you protect yourself and your business against financial setbacks. You choose which risks you want to be insured against.
1. Corporate liability insurance
Business Liability Insurance protects you from financial liability if damage or injury occurs while performing your services. Imagine if a client falls in your salon and suffers injury; this insurance will cover medical expenses and any legal claims.
2. Inventory and property insurance
You invest heavily in the inventory and equipment of your salon or practice. Inventory and property insurance covers damage to your inventory from events such as fire, theft or water damage, so you don't have to pay for the cost of replacement or repair.
3. Absenteeism Insurance
If you are a personal services business owner who becomes ill or unable to work due to an accident, absenteeism insurance can cover your income during the period of disability. This helps you continue to meet your financial obligations even if you are unable to work.
4. Business interruption insurance
When an event occurs, such as a fire or severe damage to your business premises, it can lead to temporary closure and lost revenue. Business interruption insurance covers ongoing costs and lost profits, giving your business time to recover without major financial consequences.
5. Disability Insurance
Your ability to generate income is critical to your business and livelihood. Disability insurance provides financial protection if you are unable to work due to illness or injury. It allows you to support yourself and your family even if you are unable to provide your services.
Our business advisors are here for you
Having these insurances can increase peace of mind and help your business cope with unforeseen circumstances so you can focus on providing services to your clients.
It is always wise to speak with an insurance consultant to discuss the specific needs of your business and determine the appropriate coverage.
We can be reached via Chat, Whatsapp, phone or email
Please feel free to contact us if you would like to know more.
We are here Monday to Friday from 08:00 to 18:00.