When can I cancel an insurance policy?
Do you want to cancel an insurance policy? Is this insurance with Alpina? Then click here to cancel the insurance.
If you take out new insurance with us and want to cancel your current insurance, you can use the free cancellation service.
If you want to cancel your insurance without taking out new insurance, you can do so on three occasions:
1. When selling
When you have sold your car, you can cancel your car insurance policy. You should then pass on the date of indemnification to your intermediary or insurer. The policy is terminated on the date mentioned on the indemnification certificate. You should also be able to provide a copy of the indemnification certificate as proof of the sale. If this is necessary, your intermediary or insurer will notify you. If you have purchased a (new) vehicle, you can also make a change to your current policy. This will place the new vehicle on your current policy instead of the sold vehicle and you will keep your current policy.
2. Interim cancellation
If your policy runs longer than 1 year, many insurers give you the option to cancel the policy with 1 month's notice.
3. Per contract expiration date
You can terminate your policy at any time per the contract expiration date. The contract expiration date is shown on your policy schedule.
4. In case of changes in terms and conditions or premium increases.
Has the insurer increased the premiums or changed the policy conditions with negative consequences for the customer? Then you have 30 days to cancel your policy. Your policy can then be terminated free of charge as of the contract expiration date or with a notice period of one month with cancellation costs.
Please note! You cannot cancel your insurance if the premium increase is the result of a claim or change. It must be an increase or change that applies to everyone who has taken out the same insurance with this insurer.
Cost of insurance cancellation
It is possible that insurers will charge costs if an insurance policy is terminated prematurely. This differs per insurer. We have an overview of the costs charged by some insurers.
Many insurers used to apply a notice period of 2 months. As of 1 January 2010, however, this is no longer permitted. Since then, an insurance policy can be cancelled on a daily basis after the first 12 months, with a notice period of 1 month.
This arrangement is much more favorable for consumers who want to be able to switch insurers easily. No more long contract terms, just cancel and switch whenever you wish.
Term of notice insurance for companies
The above regulation does not apply to insurances in the name of a company. In such cases, an insurer can simply tacitly renew the insurance. Has the insurance not been cancelled before the notice period? Then the insurance will simply continue.
Free cancellation service of insurance elsewhere
You can use free cancellation service. This allows you to cancel insurance with your current company. Or download a sample cancellation letter.
Cancel insurance from Alpina
If you have insurance through our office, you can cancel your insurance online.
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Please feel free to contact us if you would like to know more.
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