Calculating and taking out your Porsche insurance

A Porsche is a valuable car. Naturally, you do not take out the first the best car insurance policy for it. Appropriate insurance is important so that you are properly insured in case of theft or damage. Because a Porsche is generally an expensive car, the premium for car insurance will also be somewhat higher. The more expensive the car, the greater the risk for the insurer. This is because an expensive car like a Porsche is a popular target with thieves. The claim amount is very high when a Porsche is damaged or stolen. With a good car insurance you don't have to worry about that. Then you can get into your Porsche and drive away with peace of mind.

The cost of Porsche insurance depends on a number of factors:

• The desired coverage
• The number of accrued claim-free years
• Your age
• Your city

Choosing the right auto insurance is more than just comparing premiums. In the event of a claim, it makes a big difference which coverage you chose. It may have been some time since you purchased auto insurance. As a result, the insurance you purchased then may no longer fit your car. Perhaps you have too much coverage compared to the car's daily value. The daily value is calculated based on a number of factors, such as the catalog value, mileage and age of the car.

WA

Third-party insurance is an obligation for every car owner. TPL stands for third-party liability. This insurance only provides coverage for liability damages. The insurer thus compensates damage caused to others. Damage to your own car is not paid for by your own insurer. TPL insurance is often chosen for cars of 10 years or older, but even for these cars it can sometimes be better to choose more extensive coverage. After all, cars nowadays last longer and longer.

WA limited casco

TPL limited hull insurance provides broader coverage than standard TPL insurance. It is actually an addition to the compulsory basic coverage. In addition to damage caused to others, you are also insured for a number of other damages, such as:

• Collision with stray animals
• Hail and storm damage
• Lightning damage
• Fire and explosion
• Window breakage
• Theft and damage due to attempted theft

The WA limited casco is often chosen for cars from 6 to 10 years old. The damages that are claimed on the limited casco part of the insurance do not go at the expense of your damage free years. This is also the case with the all-risk insurance.

All-risk

For new cars up to about 6 years old, the most comprehensive coverage is often chosen. We call this All-risk. With this coverage, damage to your own Porsche is insured, even when the damage is your own fault.

Before you take out Porsche insurance, you will of course want to know what you will soon pay in premium. As we mentioned earlier, the premium for Porsche insurance will be higher than when you insure a Fiat Panda, for example. Of course, this does not mean that you will immediately pay the highest price. By comparing well you can find a good and cheap Porsche insurance.

Step 1: Enter the registration number of your Porsche

In order to calculate the premium, we require a number of details about the car. On the basis of the registration number of your Porsche, we can already fill in this information for you, such as the model, year of manufacture and fuel type. Do you not have the registration number to hand and do you not know it by heart? Then you can also fill in the details manually. This makes no difference to the calculation of the premium. When you take out the insurance, you will need the license plate number, because the insurance will then be linked to the car.

Step 2: Information on the regular driver

Next, you fill in some information about the regular driver. The regular driver is the person who drives the car most of the time. The person who has the car in his or her name is not always the regular driver. For partners living together, this is not a problem. In that case, it does not matter who is the regular driver of the car. In other cases, it does matter who is the regular driver of the car. This is because the car insurance premium is tailored to the regular driver. Young drivers up to 24 years old pay a higher premium for car insurance. If the parents buy a car and the son or daughter is the regular driver, the insurer bases the premium on the son or daughter's age and claim-free years. But the insurance obligation remains with the parents because they are the so-called license plate holders.

Step 3: Choose the desired coverage

Finally, you choose the desired coverage for your Porsche insurance. When choosing the right coverage, the age and daily value of your car play an important role. For an expensive car like a Porsche, a comprehensive car insurance is often taken out. All-risk car insurance reimburses damage to your own car, regardless of how it was caused (except for deliberate damage).

Step 4: Compare providers and take out your Porsche insurance!

After filling in all the information, you will receive an overview of all car insurance companies with a suitable Porsche insurance. You will immediately see the corresponding premiums and policy conditions, so that you can easily compare price and content. This allows you to make a well-considered decision. After all, a Porsche is not just any car. You have probably thought about that purchase for a long time, so you do not take out just any car insurance.

If you have found the right car insurance for your Porsche, you can take out insurance directly online. To do so, you need the car's registration number and the reporting code. The registration code is a unique four-digit code and can be found on your vehicle registration certificate. With us, you can insure your car within 5 minutes. You choose your own coverage and never pay too much. Moreover, you always have 14 days of reflection after taking out the car insurance. This means that you can cancel without giving any reason within 14 days.

Do you still have questions about getting car insurance? Then be sure to contact us! We can be reached by phone Monday through Friday from 8 a.m. to 6 p.m. at 088 - 688 3700. You can also send us a message via chat, WhatsApp and Messenger.