What is the best home contents insurance?
Contents insurance is not compulsory, but it is advisable. Even if you do not have valuable jewellery or a special collection, your household contents are worth a lot of money. If you have to replace everything at once due to a fire in your home, you will lose a lot of money. To protect your household contents, you can therefore take out household contents insurance. But what is the best home contents insurance? We will gladly help you choose!
Best home insurance depends on your personal situation
The best home contents insurance for you depends on your personal situation and your wishes. Do you want to insure your possessions as fully as possible? Then a comprehensive household insurance might be a good choice. You are then not only insured for fire damage, theft, burglary, collision and falling trees, but also for damage caused by falls and knocks. This means that also the costs you make to prevent or limit damage, such as salvage costs, costs for emergency provisions, clearance costs, sanitation costs, costs for replacement accommodation, extra living expenses and temporary storage are insured.
To save on costs, you can take out contents insurance together with other insurance policies, such as liability insurance. If you take out several home insurance policies from the same insurer, you will receive a package discount.
What cover do you want?
In addition to the coverage of the contents insurance, you can also take out a number of additional insurances, such as an out-of-doors coverage or a valuables insurance. With an exterior coverage you can insure your belongings against damage and theft. This concerns items that are actually meant to be used outside, such as a video camera, a photo camera or certain sports equipment.
You can also opt for valuables insurance. When we talk about valuables, we often think about antiques, art, jewellery or a special, expensive collection. However, you can also take out valuables insurance for, for example, a valuable guitar, an expensive laptop or valuable photo or film equipment.
Make sure that you do not underinsure or overinsure your household contents. In case of underinsurance, your insurer will pay less than the value of your possessions. With overinsurance, you insure your possessions for a higher amount than their value. This means you pay too much for your insurance. Don't know exactly how much your possessions are worth? You can easily calculate the value of your household contents with the household value meter.
Compare household insurances
You can find the best home contents insurance by comparing home contents insurance policies before taking out your policy. At Alpina.nl , you can use our handy online comparison tool. All you need to do is fill in some personal details and a few details about your home. Then you choose the deductible, storm deductible and an amount for out-of-home coverage. You also indicate if you want to include glass and mobile electronics. Then you can start comparing! You will get a handy overview of all household insurance policies that meet your needs. You will also find an indication of the monthly premium.
Get the best home contents insurance through Alpina
Have you found the best home contents insurance? Then you can take out insurance directly online! The best home contents insurance has a coverage that suits your possessions at the lowest price.
Do you have any questions about taking out home contents insurance? Then please do not hesitate to contact us. Our insurance specialists are ready to answer all your questions from Monday to Friday, from 8 a.m. to 6 p.m. You can reach us at telephone number 088 - 6883700. Of course you can also send us a message via the chat function on our website, WhatsApp or Facebook Messenger.
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