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Can I easily compare contents & buildings liability insurance?

Many insurance companies offer a home insurance package. You can choose whether or not to add various components. Examples of these components are buildings, contents, liability and legal assistance.

Not all insurance policies are the same. Differences lie in the coverage, the premium and the further conditions of the insurance.

Home contents insurance excess

What about excess?

If the premium of home insurance, buildings insurance or liability insurance with provider 1 is higher than with provider 2, it does not automatically mean that the insurance of provider 1 is better. In addition, the insurance of provider 2 may appeal to you in terms of premium, but perhaps it has a much higher deductible compared to provider 1. It depends on your personal and financial situation which cover is most suitable for you.

Contract contents insurance? Calculate your premium!

Insurance companies do not offer coverage for all types of claims: certain items may be excluded from coverage. It is good to compare this. Excluded damages include those caused by intentional acts/omissions or gross negligence. Other causes of damage may also be excluded. The exclusions are always described in the terms and conditions and any clauses of the insurance policy. The exclusions may affect the amount of the premium offered.

What should I look for when comparing different providers?

Before taking out insurance, inform yourself about the above-mentioned topics and think about your wishes in advance. It will then be easier for you to compare the different providers and make the right choice.

On our website you can calculate the premium for building and contents insurance. For this purpose, some data is of course required. Should you prefer to discuss this with our staff, this is of course also possible at any time.

Should you actually want to apply, always mention any particularities (e.g., insurance cancelled by the insurer in the past, CIS registration, etc.) so that we can submit the application directly to the appropriate insurer for you. With such specifics, most insurers have no way of insuring you. However, in that case, we can request a no-obligation quote for your household contents (and other insurance) from De Vereende. This insurer has a broader acceptance policy and in principle accepts everyone, even in case of non-payment in the past. A condition is that you pay the first 3 months in advance. You can only take out insurance with De Vereende through an intermediary. Via Alpina this is not yet possible via the website, but it is possible by telephone.

Calculate the premium for your household insurance directly!

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