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De Vereende (formerly Rialto Insurance).

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To calculate premiums, we need the zip code of the primary driver. For private use, the youngest driver must reside at the same address as the applicant. In case of business use, you can enter the postal code of the company here.

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Everything about Vereende (formerly Rialto Insurance)

De Vereende (formerly Rialto Verzekeringen) is the company that wants to insure special risks where regular companies drop out. This mainly concerns people who are no longer welcome with regular companies because they:

Have driven or caused many damages
Are in arrears with premium payments
have been criminally convicted
have had driving disqualifications
have committed fraud

The Vereende will always accept the car insurance, but the premium is higher than with regular car insurance. Also, you often have an excess with third-party insurance. This deductible must be paid in advance along with the premium.

Who is the Vereende intermediary?

Alpina is a Vereende broker. This means that you can take out insurance with Vereende through us.

What are the acceptance requirements at Vereende?

The Vereende sets some conditions for taking out insurance

You pay the premium at least 3 months in advance, even with monthly payments
Insurance does not commence until the first premium AND a signed application form are received
In most cases, Vereende also charges a deposit of €175.00 on average. This must be paid in advance. If there has been no damage at the end of the insurance period, this amount will be refunded to you.

No-claims years and Vereende: how does that work?

At De Vereende, it is also possible to transfer your accumulated no-claims years. This will give you a bigger discount and reduce your premium. Vereende initially assumes 0 claim-free years when calculating the premium. If a check in Roy data shows that you have more than 0 claim-free years, the policy will be adjusted and any excess premium paid will be refunded.

When does the insurance start?

The insurance will take effect only after receipt of the first premium and the signed application form.

Persons on the "blacklist" what does that mean?

If a person is on the 'blacklist', as it is commonly referred to, due to fraud, a history of claims, or a criminal record, Vereende may be able to offer a solution. Incidentally, this'blacklist'does not exist for insurance. You can, however, be registered if you have filed a claim with your insurer. People who have beenexpelled by the insurance company because they did not pay their premiums on time can also turn to Vereende. Vereende will be able to insure a car in almost all cases. However, the premium is higher than with a 'normal' company. In addition, in the event of non-payment, the annual premium must be paid in advance.

Special vehicles or special use can it be done?

You can also contact Vereende for special vehicles. These include parade floats, quads, trikes, and Segways. Vereende also offers options for vehicles usedas taxis.

How much is the premium at Vereende?

De Vereende offers customized solutions. This means that it is not possible to specify in advance how much the premium will be. We recommend calculating the premium for car insurance via our website. We will first check whether there is a solution available from the 'standard' insurance companies. If this is not the case, we will request a customized quote from De Vereende on your behalf. You will then receive this quote by email.

Apply for De Vereende insurance online

It is possible to apply for insurance online with Vereende. We recommend using our comparison module, which shows you the results from the regular insurance companies. You can choose the company you like and complete the entire application by answering all questions truthfully. There is a chance that the company will still be able to accept you at the regular rate, but if this is not the case, we will send you a proposal for Vereende.

Please note that insurance with Vereende can only take effect after you have paid the first premium AND after you have signed and returned the application form that you received from us by email. It may therefore take a few days before you are covered.

What Vereende insurance policies are there?

Vereende offers various types of insurance, namely:

De Vereende car insurance. This insurance will always be accepted, but the premium is higher than regular car insurance.
De Vereende van insurance. Insurance for vans and gray license plate vehicles.
De Vereende liability insurance. With De Vereende liability insurance, you are insured against damage you accidentally cause to another person or to another person's property.
De Vereende contents insurance. This insurance covers all movable items (things in the house that are movable) that belong to your private household.
De Vereende motorcycle insurance. This insurance insures the risk that you cause damage with your motorcycle to others, also damage to your own motorcycle can be insured.
De Vereende MMBS insurance. Insurance for MMBS vehicles.
De Vereende building insurance. With this insurance, you insure damage to your home and the real estate belonging to it (things in the house that cannot be moved, i.e. earth and nail fixed).
De Vereende scooter insurance. With De Vereende scooter insurance, you insure yourself against the risk of causing damage to others with your scooter. You can also insure your own scooter against damage or theft, for example.
De Vereende cab insurance. This insurance offers coverage throughout the Netherlands, including major cities.

De Vereende liability insurance

With the liability insurance of the Vereende you are insured against damage that you accidentally cause to another person. Or to another person's belongings. How to insure:

- liability for you alone
- Liability for you and your family. You can also insure your children who live in rooms for their studies. Even your pets! If they accidentally cause damage, it's covered.

De Vereende contents insurance and home insurance.

De Vereende is a special insurer for special risks. Thus everyone, who cannot take out contents or home insurance with another insurer, can qualify for an insurance of the Vereende. Also when you:

- had a lot of damage in a short period of time;
- failed to pay his or her premiums;
- committed fraud;
- have a criminal record

In general, if another insurer considers the risk too "big or too heavy," the Vereende is happy to look for an insurance option.