
De Vereende (formerly Rialto Insurance).
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"Comparing car insurance almost always pays off. Premiums may have increased or your personal situation may have changed. That's why we recommend comparing your car insurance every year."

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Expert car insurance for years

All about De Vereende (formerly Rialto Insurance)
De Vereende (formerly Rialto Insurance). is the company that is willing to insure special risks where regular companies drop out. Here you should mainly think of individuals who are no longer welcome at regular airlines because they:
- Have driven or caused many damages
- Are in arrears with premium payments
- have been criminally convicted
- have had driving disqualifications
- have committed fraud
The Vereende will always accept the car insurance, but the premium is higher than with regular car insurance. Also, you often have an excess with third-party insurance. This deductible must be paid in advance along with the premium.
Who is the Vereende intermediary?
Alpina is a De Vereende intermediary. This means that you can purchase insurance from De Vereende with us.
What are the underwriting requirements at De Vereende?
The Vereende sets some conditions for taking out insurance
- You pay the premium at least 3 months in advance, even with monthly payments
- Insurance does not commence until the first premium AND a signed application form are received
- In most cases, De Vereende additionally charges a deposit of an average of € 175.00. This must be paid in advance. When there has been no damage at the end of the insurance, this amount will be refunded to you.
Claim-free years and De Vereende how about that?
At De Vereende it is also possible to transfer your accumulated claim-free years. By doing so you will get more discount and the premium will decrease. De Vereende initially assumes 0 claim-free years when calculating the premium. When a check in Roy-data shows that you have more than 0 claim-free years, the policy will be adjusted and any excess premium paid will be refunded.
When does the insurance start?
The insurance will take effect only after receipt of the first premium and the signed application form.
Persons on the "blacklist" what does that mean?
When a person is on the 'blacklist', as it is popularly called, due to fraud, a claims history or a criminal record, De Vereende can be a solution. Incidentally, this 'blacklist' for insurance does not exist. However, you can be registered when you have filed a claim with your insurer. Also persons who have been expelled by the insurance company because they did not pay the premium on time can go to De Vereende. De Vereende will be able to insure a car in almost all cases. However, the premium is higher than with a "normal" company. Also, in case of non-payment, the annual premium will have to be paid in advance.
Special vehicles or special use can it be done?
For special vehicles, you can also turn to De Vereende. Think of floats, quads, trikes or segways. In addition, De Vereende has possibilities for vehicles used as cabs .
How high is the premium at De Vereende?
The Vereende offers customization. This means that the amount of the premium cannot be indicated in advance. We advise to calculate the premium for car insurance via our site. We will first see if there is a solution within the 'normal' companies. When this is not the case, we will ask De Vereende for a tailor-made offer. You will then receive this quote by e-mail.
Apply for De Vereende insurance online
Please note that insurance with De Vereende can only take effect after you have paid the first premium AND after you have signed and returned the application form you received from us by e-mail. It may therefore take several days before you have coverage.
What Vereende insurance policies are there?
There are different types of insurance offered by De Vereende, namely:
- De Vereende car insurance. This insurance will always be accepted, but the premium is higher than regular car insurance.
- De Vereende van insurance. Insurance for vans and gray license plate vehicles.
- De Vereende liability insurance. With the liability insurance of De Vereende you are insured against damage that you accidentally cause to another person or to another person's belongings.
- De Vereende contents insurance. This insurance covers all movable items (things in the house that are movable) that belong to your private household.
- De Vereende motorcycle insurance. This insurance insures the risk that you cause damage with your motorcycle to others, also damage to your own motorcycle can be insured.
- De Vereende MMBS insurance. Insurance for MMBS vehicles.
- De Vereende building insurance. With this insurance, you insure damage to your home and the real estate belonging to it (things in the house that cannot be moved, i.e. earth and nail fixed).
- De Vereende scooter insurance. With the scooter insurance of De Vereende you insure the risk that you cause damage to others with your scooter. In addition you can also insure your own scooter against for instance damage or theft.
- De Vereende cab insurance. This insurance offers coverage throughout the Netherlands, including major cities.
De Vereende liability insurance
With the liability insurance of the Vereende you are insured against damage that you accidentally cause to another person. Or to another person's belongings. How to insure:
- liability for you alone
- Liability for you and your family. You can also insure your children who live in rooms for their studies. Even your pets! If they accidentally cause damage, it's covered.
De Vereende contents insurance and home insurance.
De Vereende is a special insurer for special risks. Thus everyone, who cannot take out contents or home insurance with another insurer, can qualify for an insurance of the Vereende. Also when you:
- had a lot of damage in a short period of time;
- failed to pay his or her premiums;
- committed fraud;
- have a criminal record
In general, if another insurer considers the risk too "big or too heavy," the Vereende is happy to look for an insurance option.
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