Insurance Card! What it is.

Insurance has to get simpler and simpler. In recent years, insurers have already simplified the language in policy terms and conditions. Yet they cannot avoid the fact that it is still difficult to read. The insurance card offers a solution.

It's often difficult for policyholders to figure out whether something is insured or not. You can find the solution by picking through the policy terms and conditions, but it can be simpler. With the insurance card, it has succeeded. In a simple way, insurance coverage and usefulness become clear.

What is an insurance card?

Policyholders need clear and understandable information about insurance. Policy conditions do not lend themselves to this. Here it is necessary to explain in detail what is insured and which claims are excluded. An insurance map is an online overview that shows at a glance what the insured is up to. Pictograms are used to make clear what is insured and what you should pay attention to. You will also find important features of the insurance.

Outlines provide clarity

With the insurance card, the policy terms and conditions have not become obsolete. For detailed information you still need the policy terms and conditions. For example, household contents insurance does not always cover water damage. The card does not detail which water damage is insured and which is not. For example, it states, "Please note, water damage is not always covered." For a more in-depth look, you need the policy terms and conditions.

Where can you find your insurer's insurance card?

These can be found on the website of the relevant insurer. Insurers use approximately the same format, but the content differs per insurer. This makes sense, because insurers use different policy terms and conditions. The card was introduced on January 1, 2016. By December 31, 2016, insurers must make the card available online. This will make comparing insurance easier. However, you should keep in mind that you are comparing on outlines.

What does the insurance card show?

The insurance map has been worked out for 15 types of insurance. These include car insurance, home contents insurance and building insurance. You see what is insured and a description of what is not covered. You will also find important features of the insurance. The tips point out pitfalls and possible gaps in the insurance.

The map gives a good indication of coverage, but no more than that. Still, it gives more clarity and adds value. Click here for more information on insurance cards.