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Congratulations on your final exams! Remember these insurances

Jun 06, 2024
4 min reading time

Congratulations, graduate student! You've passed your final exams and the world is at your feet. But before you fully immerse yourself in the freedom of student life, it's important to take care of some things, especially financially. Whether you're starting a new degree program, moving into a room, or entering the job market right away, it's wise to be prepared for the financial challenges ahead.

Final exams over, now what?

With your degree in hand, it's time for the next step. Perhaps you have already chosen a course of study and are planning to move into rooms go, or maybe you will do some traveling before entering the next phase of your life. Whatever your plans, it's important to know how to manage your finances in this new phase of independence.

Moving into a room and financial obligations

If you plan to move into a room, a world of new experiences awaits you. But with those experiences also come new financial obligations. In addition to rent and groceries, you'll need to think about costs for internet and energy. It's smart to set a budget so you know where your money is going and how to keep your finances under control.

Insurance and protection

Now that you are on your own, it is important to think about insurance policies that will protect you from unexpected events. A health insurance is mandatory in the Netherlands, for example, but you might also consider supplemental insurance for extra coverage such as:

This insurance covers damage to your belongings due to fire or theft, for example. 

This insures you if you accidentally cause damage to someone else's belongings. 

If you plan to travel, this insurance protects you from expenses such as getting sick abroad, lost luggage or canceled flights. 

Tip:

Ask your parents' advisor if you are co-insured for liability and travel insurance on your parents' insurance. That saves!

Choose the right sofa for you 

A good bank account can make a world of difference when it comes to your financial life. Choose a bank that suits you and offers convenient features such as mobile banking and contactless payments. And don't forget to look into any student accounts with benefits such as no monthly fees and a free debit card.

Passing your final exams is a milestone to celebrate, but it is also the beginning of a new phase of responsibility and independence. By managing your finances well and making wise choices, you can take the next step in your adventure after high school with confidence. Good luck!

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