What is cyber insurance? And what does it cover?

At a time when our lives are becoming increasingly intertwined with digital technologies, the threat of cybercrime is becoming an increasing concern. From malware and phishing to ransomware, the risks are numerous and the impact can be devastating. But what if you become a victim of cybercrime as an individual? Is there a way to protect yourself?

Fortunately, the rise of cyber insurance offers individuals a form of protection against this modern threat. But what does such cyber insurance actually entail? And what does it cover?

Exclusions and excess

Of course, there are also things that are not covered by cyber insurance, such as intentional damage, fraud, and damage caused by acts of war. In addition, there is often a deductible, which you have to pay yourself in case of damage.

Which forms of cybercrime are covered?

There are various forms of cybercrime. From malware attacks to identity theft, good cyber insurance covers a wide range of online threats. And best of all, you can count on fast and targeted help when you face one of these incidents.
In short, private cyber insurance offers peace of mind in an increasingly digital world. Are you already protected?