How do I apply for car insurance?

Step-by-step plan for applying for car insurance

Of course, you would prefer to spend as little time as possible applying for car insurance so that you can quickly get your car properly insured. At Alpina\.nl, we have therefore made applying for car insurance very easy. If you follow the following 4 steps, you will quickly run through the application and can submit it directly online:

Step 1: Fill in some details about yourself and your car

The first step in applying for car insurance is to fill in some personal details and information about the car. With the license plate, we can already find out a few things about your car, such as the make and model. We also ask for your accrued years of accident-free insurance, as these affect the premium. The more claim-free years you have built up, the more premium discount you will receive. Not sure how many claim-free years you have built up? No worries, with a few short questions we can make an estimate for you.

Step 2: Choose a cover: third-party, third-party+ or all-risk

The next steps are choosing the coverage for your car insurance. With a WA car insurance you are insured for damage that you cause to others. Damage to your own car is not insured. When you choose WA + limited casco you are also insured for damage caused by fire, hail, storm, lightning and explosion. Window breakage, theft and attempted theft are also insured. If you want to be insured as fully as possible, you can choose the all-risk car insurance. You are not only insured for all above mentioned damages, but also for damages to your car caused by your own fault.

Step 3: Have your license plate number and reporting code at hand

To submit the application, you must have the car's registration number and reporting code at hand. The registration code is a unique four-digit code and can be found on your vehicle registration certificate. If you do not pass on the correct registration code, your vehicle cannot be registered with the RDW and your car will be registered as 'uninsured'. It is therefore important that you pass on the correct registration code to us.

Step 4: You can apply for your car insurance!

Once you have completed all the steps, you can submit your application for car insurance. Once the application is completed, we will forward it to the insurer. The insurer will then send you an email stating whether or not you have provisional cover. In most cases, the insurer will simply provide provisional cover, which means that you can immediately take your car on the road. Next, the insurer has to convert your provisional coverage to a definitive coverage. Fortunately, in most cases this happens very quickly. On average, it takes an insurer 1 hour to assess your insurance application and in many cases it takes only 10 minutes. It can take up to 48 hours before you know whether your insurer will accept the application or not.

Apply directly for car insurance through Alpina!

Do you have any questions about applying for car insurance? We are happy to help! You can always contact us. We are available Monday through Friday from 08.00 to 18.00 on 088 - 688 37 00. You can also send us a message via chat, WhatsApp or Messenger.

Please also see our frequently asked questions on car insurance.