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What to do in the event of can damage to your car?

Collision damage to the car is also called property damage. When you have car damage, report it immediately at least to your car insurance company. What should you do in the case of tinplate damage to your car?

What is eye damage?

Tin damage is damage to the body of the car, such as a dent in the bumper. Puncture damage is often caused by a collision with another road driver or by accidentally driving into something, such as a pole. Therefore, the most common form of can damage is dent damage. Puncture damage is often confused with paint damage, but paint damage is damage to the car's coating. If you crash into a pole, you can have both eye damage and paint damage.

cosmetic damage to car

Tinplate damage to car after collision

When you have eye damage to your car from a collision, you must always fill out a European claim form. In a two-sided accident, meaning another party is involved, the other party also fills out the form. Fill out the form as completely as possible. Note, do not sign the form if you do not agree 100% with what it says. Contact your insurer as soon as possible to report the collision damage to your car.

At the moment when there is superficial glancing damage to your car, you can often drive on. In this case the police are not required. However, a claim form must be filled out. Do you doubt whether you can drive on? Then contact the emergency services. Also read our article "What to do in case of damage".

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Tin damage after storm damage what to do?

Your car can also be damaged by a severe hailstorm or storm, for example. If you have eye damage to your car from storm damage, you should also fill out a claim form and send it to the insurance company or agent. When filling out the claim form, be as specific as possible. Your insurer will check what the weather conditions were on the day and time of occurrence.

What to do in an accident with damage to the vehicle?

Exactly what you need to do in case of damage to your eyes depends on the type of accident. We distinguish between damage to the eye caused by a unilateral accident and damage to the eye caused by a bilateral accident. Damage caused by a unilateral accident does not involve other people, for example when you have driven into a bollard. In this case, you do not have to wait at the scene of the accident. If you yourself are otherwise uninjured and the car is still running normally, you can drive home in peace. If you want to claim the damage from your insurer, you must submit a fully completed claim form.

Is it a two-way accident, such as a collision? If so, always fill out a claim form together with the other party. Also take photos of the damage to both cars and note the details of any witnesses. This helps to settle the damage quickly. Next, contact your insurance company. You can have the can damage repaired at a repair shop affiliated with the insurer.

Blast damage to car: what about the insurance?

The moment you have cosmetic damage to your car, chances are you will have to have it fixed. Repairs to a car often add up quickly. Of course, you then wonder about insurance. Is damage to your car covered by your car insurance? This depends on your car insurance coverage and whether you are liable for the damage. When you are not responsible for the damage, the insurance company will try to recover the damage from the other party. If you caused the damage yourself, you are liable. In this case it depends on how you are insured. Do you have a car insurance with only third-party coverage? Then the costs of the car due to glancing damage are for your own account. This is because third-party insurance only covers the damage you cause to the other party.

With limited liability insurance, you are insured for such things as windshield damage, damage caused by burglary and vandalism. If you cause a collision yourself, then the damage to your car is also not insured with this coverage. With All-risk coverage, almost all damages are covered, even if you caused them yourself. Of course, some exceptions apply here as well, for example if alcohol or drugs are involved.

Does collision damage affect your claim-free years?

If you are insured for eye damage, this does affect your claim-free years. Regardless of the amount of the cost, you will fall back in claim-free years if you claim the (collision) damage. So it doesn't matter how big the damage amount is. This means that you will pay more for your insurance premium. So you may wonder whether it is wise to claim a small amount of eye damage with the insurance company.

Driving on after eye damage: what are the consequences?

Under the Road Traffic Act, it is an offence to continue to drive after a collision. This applies not only to physical injury, but also to damage to property, such as cosmetic damage. If someone drives on after a collision, they have 12 hours in which to report to the police. Failure to do so is considered a criminal offence. A maximum fine of €6700 or 3 months imprisonment may be imposed. In addition, a driving disqualification of up to 5 years can be imposed. However, these are the maximum penalties. In practice, these are imposed very seldom, but driving on after a vehicle with cosmetic damage can still have serious consequences.

Driving on after can damage parked car what should I do?

Imagine this: you park your car in a parking lot and then go to run an errand. When you return a little later, there is a big dent in your car. Someone drove into it, but there is no trace of the culprit. The person who caused the damage to your car is liable if he does not report it within 12 hours. For you this is of course extra annoying, because you are stuck with the damage and there is no one to recover it from. In situations like this, the Motor Traffic Guarantee Fund may be able to help. They can tell you whether you are entitled to compensation.

Where can I repair my car in case of eye damage

Getting your car repaired for can damage? Be careful where you get this done. The insurer expects you to have your car repaired at the repair shops of the insurer. So always contact your insurer or intermediary in advance to check which repair company is closest to you. You can also find these on the green card.

Third-party liability (mandatory)

  • Free recovery service
  • Damage to others
  • Theft, joyriding and loss
  • Windscreen damage
  • Damage by fire or natural disaster
  • Own damage caused by a collision

Limited airframe

  • Free recovery service
  • Damage to others
  • Theft, joyriding and loss
  • Windscreen damage
  • Damage by fire or natural disaster
  • Own damage caused by a collision

All Risk (WA+Casco)

  • Free recovery service
  • Damage to others
  • Theft, joyriding and loss
  • Windscreen damage
  • Damage by fire or natural disaster
  • Own damage caused by a collision
112damage logo

Recovery service

Alpina works with to recover non-covered damage from the other party. Has someone caused damage to you, but you have no coverage on your own policy? can help you recover the damage from the other party completely free of charge.

Blast damage to car

Glare damage to your car is, of course, incredibly annoying. Collision damage can be caused, for example, by making an error in judgment while parking, or by being involved in an accident with another road user. For insurance purposes, it is important who caused the damage. In the case of unilateral damage, where no other road users are involved, you can simply continue driving and fill out the claim form yourself and send it to the intermediary or insurer. In the case of a bilateral damage, you and the other party fill out the claim form together.

Tin plate damage costs

If you caused the eye damage yourself, it will only be reimbursed if you have an all-risk car insurance policy. A WA or WA limited casco car insurance does not cover damage you cause yourself. Do check if it pays to claim the damage. This goes at the expense of your premium discount and claim free years. Sometimes it is cheaper to pay for the damage yourself. Was the damage caused by someone else? Then you can recover the damage from the other party.

Repairing tin damage

Although repairing eye damage is not immediately necessary for minor damage, it obviously detracts from the appearance of your car. That is why it is wise to have the damage repaired even in case of minor damage to your car. Is the damage your own fault and are you going to claim it from the insurance company? Then you can have this done at one of the car repair shops with which the insurer has agreements. Always contact the insurer in advance to discuss the best place to have your car repaired. These companies are also listed on the green card.

Calculate your car insurance premium now

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  • To calculate premiums, we need the zip code of the primary driver. For private use, the youngest driver must reside at the same address as the applicant. In case of business use, you can enter the postal code of the company here.

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