What can I do to lower my insurance costs?

As a business owner, you are naturally price conscious and also like to keep insurance costs as low as possible. But how do you ensure that you can lower your business insurance costs and pay the most competitive price? Some tips:

• See what insurance your business needs

In most cases, it makes no sense to insure for every possible risk. Therefore, consider for yourself which insurances and coverages are appropriate for your business. Where necessary, you can also get advice from an insurance advisor.

• Compare business insurance online

The range of business insurance is so vast these days that it can seem impossible to find the insurance with the best value for money. That's why it's smart to compare your business insurance policies online. That way you can instantly see which insurance has what to offer and what the premium is.

• Compare your insurance policies annually

Just because an insurance policy perfectly suits your company's needs right now, doesn't mean it will still do so a year from now. That is why it is useful to compare your business insurance annually (or have it compared) to see if you are still paying the most competitive premium for what you need.

• Avoid double coverage

In practice, it happens quite often that certain risks are covered by multiple insurance policies. Nonsensical of course and unnecessary extra costs. Therefore, check whether your insurance policies overlap or ask our insurance advisor.

Get started with the tips above and get the most out of your insurance. And do you have any questions? Then feel free to contact our insurance advisors, they will be happy to look into them with you.