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convertible insurance

Convertible insurance

Now with free recovery service
  • i To calculate the premiums, we need the postal code of the main driver. In case of private use, the youngest driver must reside at the same address as the applicant. In case of business use you can fill in the postal code of the company.
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Which cover suits you?

Free recovery service
i Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
Damage to others
i This is the basic and cheapest car insurance. You will be reimbursed for the damage you cause to third parties with your car, but not the damage to your car.
Theft, joyriding and loss
i Besides the WA coverage, theft damage is now also compensated. Damage to your car caused by yourself (for example by a collision) is not compensated in this car insurance.
Windscreen damage
i Windscreen damage includes damage to the windscreen itself and consequential damage caused by windscreen fragments. Note: If the damage to the glass is caused by an accident, this is not covered under limited hull cover.
Damage by fire or natural disaster
i In addition to third-party cover, damage caused by fire or natural disasters is now also covered.
Own damage caused by a collision
i Damage to one's own vehicle due to a collision is covered. Regardless of who caused the damage. However, intent is excluded.
Third-party liability (mandatory)
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All Risk (WA+Casco)
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Which cover suits you?

Third-party liability (mandatory)

  • Free recovery service
    i Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
  • Damage to others
    i This is the basic and cheapest car insurance. You will be reimbursed for the damage you cause to third parties with your car, but not the damage to your car.
  • Theft, joyriding and loss
    i Besides the WA coverage, theft damage is now also compensated. Damage to your car caused by yourself (for example by a collision) is not compensated in this car insurance.
  • Windscreen damage
    i Windscreen damage includes damage to the windscreen itself and consequential damage caused by windscreen fragments. Note: If the damage to the glass is caused by an accident, this is not covered under limited hull cover.
  • Damage by fire or natural disaster
    i In addition to third-party cover, damage caused by fire or natural disasters is now also covered.
  • Own damage caused by a collision
    i Damage to one's own vehicle due to a collision is covered. Regardless of who caused the damage. However, intent is excluded.
Calculate Premium More information

Limited airframe

  • Free recovery service
    i Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
  • Damage to others
    i This is the basic and cheapest car insurance. You will be reimbursed for the damage you cause to third parties with your car, but not the damage to your car.
  • Theft, joyriding and loss
    i Besides the WA coverage, theft damage is now also compensated. Damage to your car caused by yourself (for example by a collision) is not compensated in this car insurance.
  • Windscreen damage
    i Windscreen damage includes damage to the windscreen itself and consequential damage caused by windscreen fragments. Note: If the damage to the glass is caused by an accident, this is not covered under limited hull cover.
  • Damage by fire or natural disaster
    i In addition to third-party cover, damage caused by fire or natural disasters is now also covered.
  • Own damage caused by a collision
    i Damage to one's own vehicle due to a collision is covered. Regardless of who caused the damage. However, intent is excluded.
Calculate Premium More information

All Risk (WA+Casco)

  • Free recovery service
    i Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
  • Damage to others
    i This is the basic and cheapest car insurance. You will be reimbursed for the damage you cause to third parties with your car, but not the damage to your car.
  • Theft, joyriding and loss
    i Besides the WA coverage, theft damage is now also compensated. Damage to your car caused by yourself (for example by a collision) is not compensated in this car insurance.
  • Windscreen damage
    i Windscreen damage includes damage to the windscreen itself and consequential damage caused by windscreen fragments. Note: If the damage to the glass is caused by an accident, this is not covered under limited hull cover.
  • Damage by fire or natural disaster
    i In addition to third-party cover, damage caused by fire or natural disasters is now also covered.
  • Own damage caused by a collision
    i Damage to one's own vehicle due to a collision is covered. Regardless of who caused the damage. However, intent is excluded.
Calculate Premium More information

For many convertible owners, summer is probably their favorite season. As soon as the sun starts shining a little more often, the hood can be lowered again. On a beautiful summer day, there is nothing nicer for a convertible driver than taking a ride in the convertible, with the wind in your hair and the sun on your face. Do you own a convertible? Then a good convertible insurance policy is important. Convertibles are more prone to theft than a regular car, especially if the car has a soft top. At Alpina.nl , we will tell you more about getting car insurance for your convertible.

What is a convertible?

Cabrio is an abbreviation of the word convertible. Did you know that the first cars made were exclusively convertibles? A convertible is a car whose roof opens up. Today, convertibles come in all shapes and sizes. For example, there are convertibles with a "soft top" or fabric roof. A hardtop convertible has a roof made of a harder material. There are also convertibles with a targa roof. This is a day that can be removed only over the driver and passengers instead of completely.

What coverage for convertible insurance?

There are three possible coverages for convertible insurance: third-party, third-party limited hull and all-risk.

WA

With a third-party insurance you are insured for damage you cause to others with your convertible. Third party insurance is mandatory in the Netherlands. WA stands for third party liability and therefore covers liability damages. WA coverage is the minimum coverage for your convertible insurance. However, with this coverage you are not insured for damage to your own car.

WA limited casco

WA limited hull coverage is an addition to the mandatory third-party insurance. With WA limited hull insurance your convertible is also insured for damage caused by fire, lightning, hail, storm, broken windows, stray animals and theft. Often you pay only a little more for limited hull coverage, while you are insured for a lot more.

All-risk

The most comprehensive form of coverage for car insurance is all-risk. It's already in the name: with all-risk insurance you are insured against all risks. That means all previously mentioned damages and damage to your own car, even if the damage is your own fault. Since all-risk coverage is the most comprehensive coverage, it is also the most expensive. Therefore, this coverage is often purchased for very new cars and cars with a high current value.

What does convertible insurance cost?

The cost of convertible insurance depends on several factors. Based on these factors, the insurer calculates the amount of the premium.

  • Your age
  • Your postal code
  • The desired coverage
  • Your accumulated claim-free years
  • Possible additional insurances

You can supplement the standard coverage with additional insurances, such as accident occupant insurance or damage occupant insurance. With these insurances the insurer pays out an amount in the event of damage to the passengers or the possessions of passengers as a result of an accident. It is also possible to take out legal assistance insurance or breakdown cover.

Cheap convertible insurance

Convertible insurance is often slightly more expensive than car insurance for a regular car. This is largely because the risk of theft is greater with a convertible. Especially a convertible with a soft top is an attractive target among criminals. After all, it can be cut off quite easily. This increases the risk of damage or theft according to the insurer, which in turn has an impact on the premium. However, this does not mean that you need to take out an expensive convertible insurance policy. You can still get cheap insurance for your convertible. You can find the cheapest convertible insurance by comparing providers. This is easily done with our online comparison tool. Based on the license plate, we can already find out some information about the car, such as the make and model. Then you fill in the details of the regular driver, choose the coverage and then you can start comparing! By comparing well, you can easily save on the cost of convertible insurance.

Take out convertible insurance immediately at Alpina.nl!

Did you find the right insurance for your convertible? Then you can take out the insurance directly online! You can insure your convertible within 5 minutes. You choose your own coverage and excess, so you never pay too much. Your request will be reviewed immediately and starts when you want. Do you have any questions about insuring your convertible? Please contact us!

Compare convertible insurance

By comparing in advance, you can save a lot of money on an annual basis. Even with convertible insurance. One car insurance is not the other. On Alpina.nl you can easily compare different insurers on price and content. By means of the license plate, all data of your convertible can be retrieved. After entering some personal data and the number of years without claims, the comparison can begin. Is your car still insured with an expensive insurer? With our cancellation service we can cancel the existing car insurance. Choosing a different car insurance can save you hundreds of euros in premium per year.

Convertible insurance

Taking out convertible car insurance is easy online. For this you need the license plate of the car and the registration code. The registration code is a unique four-digit code and can be found on your vehicle registration certificate. With us you can insure your car within 5 minutes. You choose your own coverage and never pay too much. Moreover, you always have a 14-day reflection period after taking out the car insurance. This means that you can cancel without giving any reason within 14 days.

Convertible insurance summer

A convertible is of course the ultimate spring and summer car. As soon as the sun starts to shine you see more and more convertibles on the road, with the hood down. Of course, you can also drive a convertible in the fall and winter, but maybe you are a real fair-weather driver. Unfortunately, there is no convertible insurance that you can only take out for the summer. If you do not drive your convertible during the fall and winter months, you might consider suspending the car. During the suspension period, you do not have to meet the insurance requirements. However, you are not allowed to drive the car. As soon as you want to drive it again, you have to lift the suspension and insure the car again.

Convertible insurance expensive

Car insurance for convertibles is often more expensive than car insurance for regular cars. This concerns especially the WA limited casco or all-risk coverage. Both types of coverage cover theft of the car, and a convertible is more prone to theft than a regular car. This applies in particular to convertibles with a soft top or a fabric roof. These can be cut open fairly easily by thieves. In addition, a convertible is also more susceptible to damage from, for example, storms or rain. For example, when you are caught in a heavy downpour when you have just taken a ride with the hood down or when the rain penetrates through the soft top.

Calculate the premium for your car insurance directly!

  • i To calculate the premiums, we need the postal code of the main driver. In case of private use, the youngest driver must reside at the same address as the applicant. In case of business use you can fill in the postal code of the company.

How do we do it?

Last updated: 28-07-2022

Financially certainly.

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