Getting your cat insurance

Cats are sweet, but also very stubborn. They do not readily show when something is wrong with them. That is why you sometimes find out late that your cat is sick or injured. For example, because they have eaten something wrong, fought with another cat or just do not feel well. In the most serious case the cat needs immediate surgery, which unfortunately is not cheap. That is why a cat insurance can offer a solution.

With most insurers, cat insurance consists of the basic package, and you can decide for yourself whether you want to take out additional insurances. You can, for example, insure physiotherapy, behavioural therapy, radiotherapy and dental costs. With some insurers you can also insure the sterilisation or castration of your animal and sometimes even the necessary vaccinations. Travel cover or cremation cover is also an option. So you can compile your pet insurance exactly as you want it. Do you want to know at which providers you can take out cat insurance? Calculate the premium and see which providers meet your needs.

The cost of cat insurance depends on your cat. An insurer looks at the following factors when calculating the premium:

• Your cat's breed or crossbreed
• Your cat's weight
• The age of your cat
• Will you go for the basic coverage or will you also choose additional coverage?

If your cat is heavier, there is a higher risk of health problems. The age of your cat is also important. The older an animal gets, the higher the risk of disorders. Many insurers therefore recalculate the premium every year, this is also called an ageing surcharge. This means that the premium will increase every year.

Every owner wants the best cat insurance for his or her beloved four-legged friend. What the best cat insurance is, differs per person. It depends on your cat and your personal situation. We recommend taking out insurance when your cat is still young, as pet insurance can only be taken out up to a certain age. Furthermore, you know your cat best. Perhaps you would like to include dental costs, as your cat does not clean its teeth easily. You decide which additional covers best suit your personal needs. This way you compose the best cat insurance yourself.

For many people, the level of the premium is a decisive factor when choosing insurance. They immediately go for the cheapest cat insurance. Of course, everyone wants to save a bit on insurance, because having a cat is costly enough. However, don't forget to take a good look at the insurance coverage as well. You can do this by making a good comparison. It is also important to take a good look at your financial situation. If you have a buffer to cover unexpected costs, you may not need to be as extensively insured as when you are a bit short on cash. This way you can determine what the best insurance is for you, your cat and your wallet.