How come you don't have to compare motorbike insurance?
When comparing insurances, motorbike insurance may not immediately spring to mind. However, it is certainly worth comparing. And not only if you choose WA + casco.
Insurers who insure the same thing and offer the same cover are unlikely to charge the same premium for motorbike insurance. The cheapest insurer might charge half the premium of the most expensive one. This is often not due to a difference in quality, but due to a difference in premium. Insurers determine the premium they charge themselves. So do not accept a high premium if it can be cheaper.
Every euro counts, even for cheaper coverage
The premium differences between motorbike insurances are the largest for the most expensive motorbike insurance, the WA + casco. But also the more limited coverages can be compared. The cheapest third-party cover only compensates for damage caused by the motorbike to others, but also for this cover, the differences are in the euros. The costs are recurring monthly and will probably continue for several years.
Can you switch motor insurance?
When you take out motorbike insurance, you enter into a contract with the insurer for one year. After the first year, the policy is renewed by the insurer, but you can then terminate the motorbike insurance in the interim. In the past, you had to wait until the so-called premium due date, but nowadays it is better regulated for the consumer. If necessary, the insurer can still apply a waiting period of one month in case of cancellation after a term of one year. Do you pay too much for motorbike insurance now? Then switch immediately if possible.
Use the motorbike all year round at a low premium
You can choose an insurance policy that does not cover the winter period. This gives you a saving on the premium, but often it is not necessary to choose this restriction. The motor is then not insured during the winter period. This is for example the period from 1 December to 1 March. Your advantage is a small discount on the premium. Experience shows that it is better to choose a cheap motorbike insurance with coverage for the whole year. You will succeed by comparing. If your car breaks down in December, January or February, you can just take the motorbike if the weather conditions allow.
Compared to car insurance, motorbike insurance is cheaper. Therefore, the comparison is comparatively less profitable, but still sufficient to take a few minutes to compare several insurers.
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