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Cancel scooter insurance and sell scooter

In the past, mopeds and scooters were sold including scooter insurance. Today, this insurance can be compared to car insurance in that respect. Scooter insurance must be purchased separately. But that means, if your scooter is sold, you still have scooter insurance. So what should you do with the insurance after the scooter or moped is sold?

Most insurance policies today have a one-year contract period. After this period, they can be cancelled daily. However, insurers are allowed a one-month notice period.

 

scooter sold

Open scooter insurance contract

Scooter insurance is usually a one-year contract. If you sell your scooter, you can terminate the insurance as of the date of sale. A condition is that the sale must be reported within 30 days. Do you want to cancel after 30 days? Then the policy is only terminated as of the date the sale is reported. After a contract period of one year, the insurer will renew the insurance for another year. You can then cancel the insurance mid-term without a specific reason.

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Cancelling scooter insurance?

If you want to cancel your scooter insurance, it is a good idea to do so in writing or by e-mail. By phone is also possible, but not all insurers accept this. Officially, you have to send the cancellation by registered mail, but you can save these costs. In fact, you can also cancel in writing or by e-mail and ask for a confirmation of receipt of the scooter insurance termination. When terminating in connection with a sale, the insurer may request a copy of the release certificate.

Accumulated claim-free years

The claim-free years you have accumulated with the scooter insurance, you can take with you to another insurer after cancellation. These years entitle you to a discount on the premium owed.

Transfer scooter insurance?

Scooter insurance is personal and cannot be transferred to the purchaser of the scooter. A new insurance must be taken out by the new owner.

Overpayment of premium on termination

After canceling the insurance, you are entitled to a refund of the overpaid premium. The insurer will calculate the overpayment and refund it to you. Keep in mind that the insurer may charge policy fees. This reduces the refund and may even cause you to have to pay extra.

Also, compare your insurance with other insurers. In fact, chances are you can save a lot of money by switching.

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