Calculate zzp liability insurance

As a self-employed person you want to be as well insured as possible. insured in case of damage. Damage claims can be very high. You do not want to have to pay these amounts yourself. That is why it is wise to have a liability insurance from insurance.

With the liability insurance for zzpers you can insure yourself up to a certain amount. But which insurance fits your profession? And how do you calculate the premium? We explain it for you.

Liability insurance zzp calculate: difference in premium level per sector?

The amount of your premium depends, among other things, on of the sector in which you are employed. We list them for you.

Advisor

Do you have an advisory profession? Then youunt u specifically take out liability insurance specifically for this. Advisory professions include marketing, legal advice, web designers, software installers and building technology consultants. The risk of an accident in an advisory role is not very high. very big. Therefore the premium will be relatively low compared to other professions.

Construction

The construction industry has higher liability insurance premiums. After all, an accident can happen on a building site. Many different materials and tools are often used. Damage can be caused relatively quickly./by arise relatively quickly.

Installers

Strangely enough, although it is often thought otherwise, installers are not included in the construction industry.. Because of the specific type of work that an installer does, the installer falls into a separate sector. Because of the risk that installers run in their profession, they toothey also face higher premiums..

Education, teacher or trainer

Do you work at a school, give courses or training? Then the amount of your premium often not too bad. The risk of causing damage to something or someone is small. However, the amount of your premium depends on of What kind of training/lessons you give.

IT

Damages suffered by an IT profession can cause are mainly financial in nature. Think of a data breach for example, causing your client to lose a lot of money.

Beauty care

With a profession in beauty care, you are constantly working with people. You give them treatments and care. Especially in professions where physical contact is common, the risks of damage are higher. Thus, also with a profession in beauty care you can count on a higher premium.

Other professions

This includes all professions that do not fall under the aforementioned sectors. These are very diverse professions. From photographer to dog groomerfrom mover to damp-proofing.