Health care premiums 2024 announced: key changes listed
November 14, 2023
On Nov. 12, the latest health care premiums that will apply before 2024 were announced.
Interestingly, most insurers are making a smaller premium adjustment than previously predicted by the government. We have listed the most important trends and conclusions for you:
- Premium differences between budget policies and in-kind policies have narrowed significantly. This is mainly related to the poor results on the price-fighter products. The in-kind policies traditionally chosen by most policyholders have increased moderately and become very close in price. The range between the four largest health insurers now ranges from €145.85 to €147.45 per month.
- For the restitution insurance policies - with a few exceptions combination policies with the most freedom of choice of health care providers - premiums have been raised substantially. The increase varies between €9 and €14 per month, VGZ excepted. Compared to the in-kind policy where contracting of health care providers is somewhat limited, the combination policy offers almost complete freedom of choice of health care providers. Admittedly for a significantly higher price, ranging from €158 to over €170 per month.
- For supplemental health insurance and dental insurance, insurance reimbursements and prices vary widely. Here we see widely varying price increases. This is precisely why it is good to look at terms and conditions to see which supplementary insurance policy (or policies) suits your situation.