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Insuring a moped without a driving licence

Insuring a moped without a driving licence

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  • To calculate premiums, we need the zip code of the primary driver. For private use, the youngest driver must reside at the same address as the applicant. In case of business use, you can enter the postal code of the company here.
Always Acceptance
Always Acceptance
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8.2
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Third-party liability (mandatory)

  • Free recovery service
  • Damage to others
  • Theft and fire damage
  • Damage to own moped

WA Theft and Fire

  • Free recovery service
  • Damage to others
  • Theft and fire damage
  • Damage to own moped

WA Theft, Fire and Collision

  • Free recovery service
  • Damage to others
  • Theft and fire damage
  • Damage to own moped
insuring a moped without a driving licence

The owner of a moped is obliged to take out moped insurance. Insuring a moped without a driving licence is more difficult, but we have the solution. We have created a special comparator in which we only include insurers who do not require a driving licence. The driver is not allowed to drive without a licence, but the owner without a licence may insure the vehicle.

Motor vehicles are subject to an insurance obligation. They may only be used if legal liability is insured. Actually, the legislation goes a step further. As soon as you get a moped in your name, you are obliged to insure it. So even if you are not yet using the moped, insurance is already mandatory.

 

 

How can you register a moped without a driving licence?

When registering a moped, you must identify yourself. This can also be done without a driving licence, namely with an ID card or a passport. Often the transfer is done with a driving licence, but this is not obligatory.

Where can you go without a driving licence?

There are several insurers offering moped insurance. A number of insurers do not want to insure you without a driver's license. But not all insurers feel the same way about this. All insurers do not offer coverage if the driver rides the moped without a license, but not all of them make it difficult to get moped insurance. We have put the insurers you can go to in the comparator at Alpina.nl. So you don't have to search for the insurer you can turn to. We have it all figured out for you and we also compared the insurers. This way you do not have to search and you get the best deal by comparing.
comparing.

What if you drive a moped without a licence?

You might get a fine for driving a moped without a licence, but that is certainly not the biggest danger. You are also not insured. In other words, if you cause an accident, you are responsible for the financial loss. This is precisely why the police crack down on this type of offence. The danger is often not appreciated.

Are you allowed to lend the moped?

Yes, you can. As long as the driver has a valid driving licence. But be careful when you lend it out. Insurers may, for example, exclude young drivers or charge a higher excess. Therefore, lending is not recommended. Are you going to do it? Check the policy first to see if the insurer has any conditions or requirements.

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