Can I take out a continuous travel insurance policy for the whole family?
It is always nice to go on holiday with your family. Free from all your worries and just enjoying each other. Of course, you too want to go on holiday with your family without any worries. Therefore take out the continuous family travel insurance.
But when are you covered and who exactly are covered under the family comprehensive travel insurance policy? In this blog, Alpina explains it for you.
What is family travel insurance?
The continuous family travel insurance ensures that you and your family are insured when you go on holiday. It is a continuous insurance because it runs throughout the year. You pay a monthly amount so that you and your family are insured throughout the year.
Coverage is valid even when only one person will be traveling. Is your son or daughter going on vacation with friends for the first time? Even then they are insured under the continuous family travel insurance.
Conditions
There are a number of conditions attached to taking out continuous travel insurance for your family. These are explained below.
Home address
For someone to be insured under the continuous family travel insurance, this person must live at the same address as the person taking out the insurance. Are your children insured under your policy? And are they going to move to another address? Then they automatically no longer fall under your insurance. They will have to take out an insurance policy under their own name.
Age
The age of your children is important when you take out your family travel insurance. With some insurances children are automatically not insured anymore when they are 18 years or older. With other insurances this is still the case, as long as they are registered under your address and are not married.
Co-insured
Do your children take friends with them on holiday? Then they are often covered by your insurance. However, please pay attention to how many children this applies to. Insurance companies can set a limit on how many children are covered by your insurance. Would you like to take more children with you than your insurance policy allows? Then you will probably have to adjust your insurance. This will increase the cost of your premium.
Get your family continuous travel insurance at Alpina: simple and affordable
Are you considering taking out continuous travel insurance for your family? Then take it out now at Alpina! Thanks to our different modules you will always get the right insurance. Do you still have doubts or questions about the continuous family travel insurance? Please feel free to contact our customer service. They are ready to answer all your questions.
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