Outdoor insurance: insure your valuables immediately!
Insure the items you often take with you on the road with an outdoor insurance policy. On Alpina.nl you can easily and quickly take out outdoor insurance. This way you can be sure that your belongings are well insured even when you are on the road.
What is an outdoor insurance?
With an Out of home insurance, things you take with you on the road are insured. You can think of things like your phone, a laptop, tablet, sunglasses or camera. An Out of home insurance is not only for when you travel within the Netherlands, but also when you go on a day trip, for example to the zoo or an amusement park. The home insurance also applies when you are on your way to work or school.
Why an outdoor insurance?
Nowadays, almost everyone carries a mobile phone as standard. We are often quite attached to our phone. Not only is it used a lot in daily life, but there are also a lot of beautiful photos and videos on it. It's a precious thing, not only financially, but also emotionally. You probably don't want to lose it! In addition, workers and students regularly travel with laptops and other electronics. To properly insure these items when away from home, for example in the event of theft, you can take out an away-from-home insurance policy. This insurance also covers any damage you cause yourself by accident.
Outdoor insurance: for whom?
The Out of Home Insurance is for anyone who often takes things with them on the road, such as a telephone, laptop or tablet. Especially if you depend on these items, for example for work or study. For example, students often travel to school with a laptop and smartphone, but they also need them at home to do their homework. For them, an out-of-home insurance can be very useful. As with any insurance, the most important consideration is whether the premium you pay each month outweighs the potential damage. Suppose your laptop is indeed stolen away from home. Can you replace it without any problems? Looking at the value of the things you take with you most often can help you decide if outdoor insurance is right for you.
What does an outdoor insurance cover?
An outdoor insurance provides coverage for:
- Theft
- Fire damage
- Water damage
- Damage you cause by accident
Often, an outdoor insurance does not cover damage caused by ageing or wear and tear, scratches, stains and cracks from normal use, and damage you could have prevented. Also items that you lend out are not covered.
Valuables outdoors insurance
With an outdoor insurance you can also insure your valuables outside your home. We already mentioned phones, laptops and tablets, but did you know that jewellery is also insured? The same applies to watches, musical instruments, sports equipment and even hearing aids. There are, however, a number of items that are not covered under an Out of Home policy. These include bicycles, motor vehicles, boats, animals, keys to an office or safe and the clothes and shoes you wear.
Home insurance telephone
One of the things that almost everyone carries outside is a mobile phone. This is also insured with an outdoor insurance. For example, if it is stolen, but also if you accidentally drop it on the pavement with the screen down. Usually the insurer has a maximum amount of compensation per item. You can find this in the policy conditions of your insurance.
Valuables outdoors insurance
With an outdoor insurance you can also insure your valuables outside your home. We already mentioned phones, laptops and tablets, but did you know that jewellery is also insured? The same applies to watches, musical instruments, sports equipment and even hearing aids. There are, however, a number of items that are not covered under an Out of Home policy. These include bicycles, motor vehicles, boats, animals, keys to an office or safe and the clothes and shoes you wear.
Home insurance telephone
One of the things that almost everyone carries outside is a mobile phone. This is also insured with an outdoor insurance. For example, if it is stolen, but also if you accidentally drop it on the pavement with the screen down. Usually the insurer has a maximum amount of compensation per item. You can find this in the policy conditions of your insurance.
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