Electric scooter insurance

The electric scooter is more popular than ever. Not only is an electric scooter better for the environment, but it also has a lot of other advantages. For example, electricity is much cheaper than gasoline, you have less maintenance costs, you don't pay road tax and you can easily charge the battery in different places, even at home. However, one thing is the same as with a gasoline scooter: you need insurance. But insuring your electric scooter can be arranged in minutes at Alpina.nl.

Should you insure an electric scooter?

Yes, in the Netherlands you are required to insure a scooter. That includes an electric scooter. When insuring your electric scooter, you have a choice of different coverages. With an electric scooter insurance you are at least insured for damage you cause to another person. We call this WA coverage. Damage to your own scooter is not insured with this coverage, for this you have to choose a more extensive coverage.

What insurance for an electric scooter?

When insuring your electric scooter, you have a choice of 3 different coverages: WA, WA + Theft and Fire or WA + Theft, Fire and Collision. Which of these coverages is best to choose depends on the age and value of the electric scooter, and on your financial position.

Third-party liability (WA)

This is the basic coverage for electric scooter insurance, and therefore mandatory. This covers damage you cause to another person. This is also the cheapest insurance for an electric scooter. Do you also want to insure damage to your own scooter? Then you can opt for more extensive coverage.

WA + Theft and Fire

This coverage covers theft and fire damage in addition to liability damage. Damage to your scooter that you caused yourself is also not covered with this coverage.

WA + Theft, Fire and Collision

This is the most comprehensive coverage for electric scooter insurance. This covers, in addition to all the previously mentioned damages, damage to your own scooter, such as from a collision.

What does electric scooter insurance cost?

The cost of electric scooter insurance depends on a number of factors, including:

• The desired coverage
• Catalogue value of the scooter
• Age of regular driver
• Your place of residence
• The number of accumulated claim-free years

At Alpina.nl you can use our online module to calculate an indication of the premium in advance.

Electric scooter insurance comparison

Before buying electric scooter insurance, it is a good idea to compare different providers. This is because insurance for an electric scooter is often more expensive than insurance for a scooter with a traditional internal combustion engine. This is because electric scooters often cost more and because the insurer has more risk when insuring electric scooters. Therefore, it is important to compare different insurers in advance. This way you can find the best and cheapest insurance for your electric scooter. Do you have any questions about comparing or buying electric scooter insurance? Please contact us.