How can you save on car insurance without switching?

Would you like to save on a car insurance without switching to another insurer? This can save you hundreds of euros per year. We will gladly explain how.

In just a few minutes, you can switch to a cheaper car insurance with possibly even better coverage. Even if you want to stay loyal to your current insurer, you can get your bill reduced. The first way may be at the expense of the quality of the insurance, the other ways of saving money will not.

Choose more limited coverage

By converting an All Risk car insurance to a third party insurance, you can significantly reduce the premium. Keep in mind that the quality of the insurance will be reduced by this change. If you cause a collision through your fault, you will not be reimbursed for the damage to your own car. Also in case of fire and theft of the car you will not be paid. Economising on cover is one way of saving money, but in the event of a claim it can actually cost you money.

Do you also have other motor vehicles insured?

In car insurance you build up claim-free years. You do the same for other motor vehicles such as camper vans and motorbikes. These claim-free years entitle you to a discount on the insurance. Do you still have a motorbike that is only insured under third-party liability law? If this motorbike insurance contains a lot of claim-free years, you can perhaps transfer them to the car insurance or the motorhome insurance. This is especially attractive when the motorbike is insured WA and the car or camper WA hull.