Frequently Asked Questions About Car Insurance
Frequently Searched
- How much does car insurance cost?
- My car insurance application was denied. What should I do now?
- What is the best car insurance?
- What do you need to take out car insurance?
- What is comprehensive auto insurance?
- What should I keep in mind when purchasing car insurance?
- When can I cancel my auto insurance?
- How can I get car insurance?
Claim-free years
- How can I check my number of claim-free years?
- What are claim-free years?
- What exactly is the deal with claim-free years?
- Can claim-free years be transferred?
- I have negative claim-free years—what should I do now?
- I've been driving accident-free for 15 years, but I only have 5 accident-free years left—how is that possible?
- What are the consequences of having negative claim-free years?
- What is a bonus discount on your auto insurance?
- What about the no-claims discount for a second car?
- What about private leases and the number of claim-free years you've accumulated?
- When do claim-free years expire?
- How can I prove my claim-free years?
- What is a notice of termination?
- How exactly does transferring accumulated no-claims years work?
- How long is a notice of termination valid?
- What is a no-claims protection plan?
Close
- What do I need to take out car insurance?
- Can I get car insurance if I have a criminal record?
- What do you need to take out car insurance?
- How can I get temporary auto insurance?
- Why do young people pay more for car insurance?
- Can I get car insurance without a driver's license?
- Can I get car insurance again after defaulting on a payment?
- Can I transfer the car insurance to my partner's name?
- My car insurance application was denied. What should I do now?
- What should I do if I want to purchase my first auto insurance policy?
- Is it a good idea to have car insurance in your parents' name?
- I bought a new car: how can I transfer my current auto insurance policy?
- What types of coverage can you choose when purchasing auto insurance?
- What should you keep in mind when insuring a new car?
- Can I purchase car insurance over the weekend?
- Is it possible to insure a car on Saturday?
- When is it mandatory to purchase auto insurance?
- When are you too old for car insurance?
- Which motor vehicles are subject to mandatory insurance?
- Is there an age limit for auto insurance?
- What are the consequences of nonpayment for my auto insurance?
- What is the best car insurance?
- What is the cooling-off period when purchasing auto insurance?
Theft, Damage, and Loss
Damage
- Is damage caused by vandalism covered?
- What to Do in Case of Damage?
- What should you do if your car has body damage?
- What is passenger injury insurance?
- How much does car insurance pay out in the event of a claim?
- Will I be compensated for damage to my car if the at-fault party is unknown?
- What does a claims adjuster do?
- What is the difference between accident insurance for passengers and property damage insurance for passengers?
- Do you have an accident report form?
- Do you have a European accident report form?
- What about insurance when lending a car to someone?
- What is the FOCWA claims settlement process?
- Is storm damage covered?
- When am I entitled to replacement transportation in the event of damage?
- Damage to a parked car: What does my auto insurance cover?
- Will I be reimbursed for hail damage to my car?
- What does "fair value" mean?
- What does "catalog value" mean?
- What is unilateral damage?
- What is mutual damage?
- What should I do if I've caused damage to another car?
- What to Do in the Event of a Car Accident?
- When is a car declared a total loss?
- When can I file a claim with the Guarantee Fund for car damage?
Loss
Theft
Cancellation and Changes
- How can I adjust my auto insurance?
- How can I cancel my auto insurance?
- What is the notice period for canceling car insurance?
- What does it mean to suspend a car insurance policy?
- How long am I committed to a car insurance policy?
- How do I cancel my auto insurance?
- Do you have a sample resignation letter?
- What do I need to do when transferring ownership of a car?
More...
Coverage
- What does "provisional coverage" mean?
- What is third-party liability coverage?
- What is limited comprehensive coverage?
- What is comprehensive (all-risk) auto insurance?
- What types of coverage can you choose for car insurance?
- Partial Coverage or Comprehensive Auto Insurance: Which Should You Choose?
- When does the insurer not provide coverage?
- What if the auto insurance doesn't provide coverage?
- Is comprehensive auto insurance always the best choice?
- Can I claim a VAT credit for business use of my car?
- Does my car insurance also cover me when I'm abroad?
- What is passenger liability insurance?
- What is the difference between accident insurance for passengers and property damage insurance for passengers?
- When are snow chains required?
- Do you need legal expense insurance for your car?
Own risk
Vehicle Inspection
- What is an APK inspection?
- What are the APK inspection requirements?
- Why did I receive a fine for failing the vehicle inspection?
- What is included in an APK inspection report?
- What documents are required for an APK inspection?
- By what date does my car need to pass its APK inspection?
- When does a car need to undergo an APK inspection?
- Why am I getting a fine from the RDW?
Abroad
- What is a green card?
- Does my car insurance also cover me when I'm abroad?
- What about importing a car?
- Am I covered by insurance without winter tires when I go on a winter sports trip?
- I'm going abroad. Do I need a green card, too?
- In which countries is a green card required?
- What is BPM, and when is it due?
Premium
- What happens if I don't pay my premium (on time)?
- Why is car insurance more expensive for young people?
- How can I calculate my auto insurance premium?
- How will a claim on my auto insurance affect my premiums?
- Why are the premiums based on age?
- How much does a car insurance premium increase after a claim?
Glossary
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